(800) 684-8429

Customer Information

Telephone number formats: 684-8429 (Local dialling)   (800) 684-8429 (Domestic dialling)   +1-800-684-8429 (International dialling) 

384 Report For (800) 684-8429

Report by Scott B. Long ago Unknown
I was looking through this site and I noticed awhile ago that Tommy, with the big house and $100,000.00 car kept coming back here and beheading people.  He asked someone why they were trolling this site, if they didn't owe any back payments.  I just want to know why Tommy kept coming back to troll this site?  Tommy, get a real life and enjoy your nice car ... (probably an old Gremlin or Pacer)
Report by iamveruca Long ago Unknown
It is a card holder company. Agree 8-10 times a day is crazy. Their 800 number is FREE for you to call but cost the company $$, so call them back and stay on the line long enought to get to an operator and then hang up.
Report by Patrick Long ago Unknown
British bank HSBC has agreed to pay $1.9 billion to settle a New York based-probe in connection with the laundering of money from narcotics traffickers in Mexico, U.S. authorities announced Tuesday.This is who you support when you give HSBC any money.  They are crooks and you have no obligation to pay them any debt owed.
Report by Ken Long ago Unknown
Capital One has higher fees than HSBC and is more aggressive about adding them on. ON the other hand, the CO payment system was always more friendly than HSBC. If you try to pay on the due date with HSBC, they ding you for a $15 "rush" fee to avoid the late charge ($25). Capital One was always good accepting payment on the day of the due date.
Report by ouchthatburns Long ago Unknown
This is HSBC however HSBC/household bank was in trouble and they sold most of their credit card brands to Capital One, so it is still "HSBC" brand but it is actually now under going transition to Capital One (and now owned by them).  Apparently the will continue to license the HSBC brand name for the cards, and all the numbers will continue to remain the same however.Big new fact though.  I know they are sending out letters to SOME customers informing them of this, but not all.  I think it is mainly affinity programs that are getting the notice. As far as if Capital One is Better or Worse than the "orginal" hsbc/household bank, not sure, but as a rule seems that those brands that advertise a lot or use mass media tend to be lower rated in customer satisfaction, and never heard anything particularly good about Capital One
Report by isee4 Long ago Unknown
I continue to get calls from these people too! at least 5 a day! Is there any way to make them stop?
Report by Sheila Long ago Unknown
I kept getting calls to and so I finally called the 800 # back and got an automated response saying they have identified my acct # based on the # I was calling from (the one they keep calling) and it also told me the last 4 of the acct holders SS# and said if i wasn't that person to hang up. I didn't & pressed 0 like 2 or 3 times and got a live person and explained to them that I wasn't who they were looking for (and i wasn't cuz my last 4 weren't the ones listed they had) and told them to cease calling me ASAP or I would report them to National Do not call and debtor complaints because I have the logs on caller id as to when and how many times they called me. They apologized and said they would take my # out. We will see though....
Report by hilda Long ago Unknown
This is annoying. Calls early and late into the night.
Report by J. R. Long ago Unknown
Lets see what would happen to their phone system if each Sunday we all called them at least twenty five times?
Report by Carole Long ago Unknown
I get 2 to 3 calls a day from this number and EVERY time I answer it there is nobody there, just an open line. Now I don't answer it but I am tired of them calling me. I have an account with them but the payment comes out of my checking account automatically so I can't imagine why they are calling....and I don't care. I am going to contact my phone company to block them from calling me.
Report by MK Long ago Unknown
I was getting the same calls and couldn't figure it out since I don't use HSBC for anything and have no CC debt. But then I remembered that I'm also using Google VOICE for craigslist and stuff like that for forwarding to my real number (when I sell something or whatever). so if you use Google Voice this may be forwarded from the last user.
Report by tony Long ago Unknown
3or 4 times a day, you are lucky, I get about 5 a day plus about 15 from800-395-22774 which is also HSBC
Report by Tom Long ago Unknown
You can simply contact your MP/MPP for assistance.  They can verify who live in your household and who's not. How ?  Voters list. Almost every Canadian citizen over the age of 18 are on that list. They even got the address, phone number & date of birth of each individual. Unless the collection agency is looking for a person who is under 18 of ago or homeless, then you are out of luck.Ask the name of the agency, name of the person(agent) who handle the case & the case number. Call your MP/MPP, ask him/her to contact the agency on your behalf. Trust me, most MP/MPP are willing to help. Cause you know, there is no free lunch. When it's election time, you know who you should give your vote to.For people just want to block unwanted telemarketing calls. Please check out my post @386-233-3694
Report by Johnny G Long ago Unknown
They just called my company, the fone rang seven times, when we finaly answered the fone, the lady was rude asking for him when we informed him he was not here he will be in two hours, hung up and called back. same lady very rude requested to speak to manager, manegre called back , informed i lost a deal do to this mix up, informed her to leave number, to have him call back infored they where beng abusive with the matter, ... she refused to hang upo the call and using practices that where misleding with me tied me up over twenty minutes on the fone and refused to give me information to this individuals where abouts..
Report by Kenkoy Long ago Unknown
Same scenario, this number calls morning, afternoon and evening seven days a week. The answering machine is on but no message left. We shut off the answering machine and any calls coming in, we now don't answer the calls especially if no caller ID.
Report by BB Long ago Unknown
Block the number from your phone.
Report by Bob Long ago Unknown
Just activated a cell phone yesterday with a new Number, and I got a call from these guys already, hope this doesn't keep up.
Report by wynn Long ago Unknown
Just got call from that # TOO.. AND NO MSG..HOW IRRATATING!!!!!
Report by Skippy Long ago Unknown
oh what fun you are having. LOL. Thanks for the great idea....:)
Report by Bernie Madoff Long ago Unknown
It is HSBC.  I have never had an account with them, they are trying to contact the prior user of my phone number.  I don't know who she is.  I make up numbers and give them to them, explain that she is traveling due to winning a small fortune in Vegas, that she is in a Russian prison, that she is Bernie Madoff's cousin and in in DC to testify, ect.  I am really enjoying this. I could be years before they figure out it is BS.  They are soooo stupid...
Report by m2 Long ago Unknown
oops... cut myself off.  If you have verizon, you can block this and any others you wish under your phone security settings. I'm less than 30 days late on a payment of $40 but being its rough economic times, its affected even small payments. They are computers that constantly redialing and attempt to connect you to a service rep so she can tell you something you already know.
Report by m2 Long ago Unknown
This number is HSBC Credit Card Co and Orchard Bank.  They are calling me because I'm late on a payment - as if I didnt know...  If you
Report by P fischer Long ago Unknown
That other poster is abvsolutely correct, it's HBSC credit services.
Report by Louis Long ago Unknown
It is 5:50pm and i have received 6 calls so far today starting at 8:13 am this morning and then again at 8:59 am
Report by Dallas Dunne Long ago Unknown
I have the misfortune of getting two of these cards to build back my credit after a divorce. The only thing to do is pay them off, close by consumer in formal writing, reqisterd mail return receipt, get on the do not call list and also on the "opt out" list so your information is no longer shared with marketing companies. This does NOT stop them from selling it to bill collectors, and any time you open a bank account or apply for credit you give your phone number, so the credit agencies get your information, and they also have your employer listed on the credit file.
Report by Kari Long ago Unknown
i was getting calls from these guys constantly for a week straight, after answering once yelled saying my payment is in the mail. She told me that i didnt have to mail it but could have Wired teh money to a certain mail box as it would of been much faster. she then verified my phone number and the next day the calls started at 6am, and continued every 20 minutes after that.  i answered one last time with foul language and they laughed and hung up. i ignored the call for a week, till i gave up and changed my phone number.  i refuse to give my phone number to any CC people, they wanna contact me they can do it by emailthat was my way of solving their annoyance :)
Report by 3generations Long ago Unknown
Amun,I am so sorry you have to go through the torture from this company.  I too am in the same situation where I lost my job and unable to pay what they are requesting.  HSBC are like vultures preying on the already beaten down just waiting to eat your dead bones!!! It's ridiculous how many times they constantly call.  Over and over and over and over again.  They start at 8:02am and end at 8:57pm.  It's pathetic.  Constantly calling people who supposedly owe you money won't make it come in any sooner!!! I have chosen to pickup the phone and just hang it right back up or don't answer it at all.  They are thoroughly annoying. Arghhhh!!!!!!!!!
Report by Amun Long ago Unknown
This number calls me several times a day, EVERY day. If I do not answer the phone, their autodialer hangs up on the answering machine, and if I do answer, their people hang up on me. Then the system calls me back in about 4-5 minutes, and we go through the whole process over again. It is getting REALLY old. I counted the calls one day and their were 28. TWENTY god damned EIGHT phone calls in one day! They start at exactly 7:45am every day, and end somewhere around 9:30pm . I find it very annoying, particularly because after years and years of working night shift, I sleep in the early daylight hours and am up all night... so typically I'm about one hour into sleeping and the phone starts ringing.Yes, it is HSBC. And I do actually have a credit card through them. The card is technically late in payments. I lost my job and have little to no income, so I've been sending what I can. It just doesn't add up to what they want. So on the occasions when they do NOT hang up on me, I go through the whole argument with them about the debt, and they try to tell me I need to sell everything I own (which is precisely nothing) and send them the money, or get a friend or relative to take out a loan to pay them, etc. etc. - very unreasonable.So after talking to them, hang up, wait an hour or so, and they will call me back and go through the entire thing over again. One day I talked to their agents FIVE TIMES. All for the same damned account! I even got the same person twice! And when I told them I had already spoken to them they told me they hadn't called me since the week before and that I was obviously mistaken.  o.O  Also, one delusional operator from this company had the nerve to tell me that the economy is presently stronger than it has ever been, and unemployment is at all time lows, and that if I am unemployed it is obviously by my own choosing. Crackhead!After that I just stopped answering. Now I answer the phone for nobody. I let the machine pick up and if it's someone I want to talk to I will call them back. If God himself were to call me, he'd have to leave a message!
Report by JC TX Long ago Unknown
HSBC Cardservices! They call all day long and usually twice in a row. The operator NEVER speaks good English either!
Report by Tia Long ago Unknown
800-684-8429 is HCB Card holders.
Report by java Long ago Unknown
Yes they do. Best Buy is one of the cards that is owned by HSBC.
Report by Anon Long ago Unknown
HSBC owns several banks, including Household Bank.
Report by Dj Long ago Unknown
I have been getting the same pain in the neck phone calls all day long on my house phone and now my cell phone.  I looked them up and I don't even have one of there credit cards.  I joined the DO NOT CALL registry and they seem to be calling even more.  I wish I could call them 100 times a day starting at 8am until whenever.
Report by annoyed Long ago Unknown
I get them on my cell as of today and yesterday - its so annoying!
Report by nate s Long ago Unknown
yes, these people are terrible- constant phone calls to the point I unplugged my phone... as long as they dont get the celll numbers in which case I would drive to their main office and punch some people in the face...
Report by didi Long ago Unknown
i get calls from this number costantly if HSBC i don't have an account with them or any other credit card just wish they would leave me alone.
Report by katherine Long ago Unknown
like sarah this number i am getting calls as late as 2 in the morning.this has made it impossible for my doctors to reache me along with andy other need business that i need to take care of
Report by beentheredoneit.com Long ago Unknown
Go buy a digital cordless phone with a programmable ringer feature, then program the CID contact info i.e. '1-800-what-ever' into it with a 'no ring' ring.  A decent 1x handset model with enough silicon in it to provide that feature shouldn't run you more than $45.....enjoy!
Report by pr Long ago Unknown
I totally agree! I have this number calling from 7am to 9pm every day! How do we stop it!
Report by michael Smith Long ago Unknown
what a pain
Report by ekoln Long ago Unknown
The calls are still going around. I just started getting calls from HSBC last week about 4 times a day. This is to my work number and I dont have an account with HSBC or ever been in one of their buildings. I call the number back with goes to India first off where they will transfer you to the US customer service department for removing you from there call list. I dont know if this works after talking to one the CSR here but they say they will remove my number from their call list today.
Report by heather Long ago Unknown
It does help!  And yes...they call constantly...even on Sunday.  This past weekend from Friday night...yes after 9:00...until Sunday at right at 9:00...they called my phone 22 times.  Every other time I anwered and once even waited almost 2 minutes and no one would say anything.  They never leave a message.  They only way I knew who it was was through this message board!
Report by java Long ago Unknown
No actually it is not. Some credit cards require references when you apply and if they used your name and phone number as a reference then it is perfectly legal to get calls for them.
Report by didi Long ago Unknown
i agree most neighbors may not even know each other that well these days, may not want you getting messages pertaining to thier business you know.
Report by not your message service Long ago Unknown
I would tell them "since when do I work for you"?I do not get paid to be your message service.wake up people! Don't do free work for them.
Report by bandit Long ago Unknown
calling a neighbor of a debtor has never been against the law as long as they don't give you exact information about what they are calling for, but they can relay a message with anyone with call back information hoping that you will get the message
Report by ang156 Long ago Unknown
if they are calling about a neighbors bill that is against the law.
Report by rudeboy Long ago Unknown
Yes, you are all right, it is Household bank, Yes! even if you are not late with your payments and even if you don't have a CC with them. First, if you have a card with them and are not late, they want to set up a payment, to help them with the cash flow.( So many people have defaulted) If you are late, I am soooo sorry they will not stop, from early in the morning till late at night and yes on sunday, even very early morning. If you don't have a card, maybe your a neighbor of someone who is late and they are trying to contact them. All of these calls are coming from over seas, when you frist pick up it takes a few minutes for the satelite to connect you so at first it sounds like no one is there, but there is. please note, most of these calls are from this 800 number, but wait, if they never get a peson on line, they will re-route they calls from a local area code in your neighborhood and it will say "Gateway Call" . lets say you live in a 212 area code, the caller ID will say Gateway Call and the numher will be 212-xxx-xxxx so you may think its a friend or other business call but it will be them. Good luck people I hope this information helps you
Report by Anon Long ago Unknown
The Do Not Call Registry does not apply to collection calls.
Report by BonBon Long ago Unknown
Does NO good I am registered!
Report by LadyD Long ago Unknown
Same here, I do not have any dealings with any credit card company still I get 20 calls a day from this company they ask for someone who doesn't live at this address, I have answered and told the person on the other end that this is a wrong number and the person just hangup and call again 10 minutes later, I have not answered, let the voicemail answer and have turned on my fax, still no messages have been left and they continue to call until 9:00pm and start calling at 8:03 the next day, it is very annoying, this has been going on for about six months and I am on the DNCR.
Report by java Long ago Unknown
Companies do not call that many times throughout the day for no reason. You obviously have something that that has to do with the company.
Report by justme Long ago Unknown
HSBC servivces credit accounts for many companies such as Home Depot, HFC, GM, Orchard Bank, Union Plus, Best Buy, and many others.
Report by T-Bird Long ago Unknown
After reading many messages I just called back the numberthat has been calling me, I pressed 0 and stayed on the line a girl came on and I told her to take my number off her d... list I have nothingto do with Capital One, she checked and said it was a wrong number and she would take it off.
Report by New York, NY Long ago Unknown
Same here.  Orchard bank. Late ONE payment... they're scratching for $15 USD... are you for real?  ugh. I missed one, and you'll get it on the next statement date... get over it, lol.
Report by MzDawgPawz Long ago Unknown
You hit the nail on the head. I get a ton of calls from this number as I am late ONE payment. It is Orchard Bank.
Report by didi Long ago Unknown
i have no credit cards of any kind nor do i want them why do they keep calling?!!!!!!
Report by David Long ago Unknown
You might want to check your store credit cards.  HSBC holds many of them.
Report by Lisa Long ago Unknown
I have been registerd with DO NOT CALL since the beginning.  For me, calls from this number just started a few weeks ago.  I have not and never have done any business with HSBC.  I have no clue why they would call me.  I have tried ignoring the number, tried answering it in hopes of telling them to GO AWAY.  No one is ever there.  I've tried to call them back.  But the number must not accept incoming calls.
Report by bunnywabbit Long ago Unknown
why don't you register with the do not call registry?
Report by Joe Long ago Unknown
They call me everyday from three different numbers. Each number calls   5-7 times a day. It is annoying and it is harrasment. I called to removemy number and after a removed it the machine said it could take up to 60 days to remove it from there system. Thats Bull Shlt
Report by Dallas Dunne Long ago Unknown
Be very carefull. This company tries to "sell" you services like shopping discounts, insurance, etc. to "fill" the card so you have no available credit, and they either own all the services they are selling to you or get a percentage. Its a control method so they reap all the benefits of having you as a client plus charging you a ton of interest so you may not be late paying, etc. they are just trying every trick in the book to fill up that card.
Report by Jen Long ago Unknown
I get an average of 12 calls a day from them. I just opened an account and am awaiting my first statement. They call to get payment before they have even sent a statement out! I am going to pay it off!! Hopefully they will not call anymore.
Report by java Long ago Unknown
Someone sold your information then.
Report by larr59 Long ago Unknown
get you a telezapper from ebay $25.00
Report by Diane Long ago Unknown
i know what you mean i was getting calls too if you have toast.net internet service it has a phone sevice that comes with there internet service for free then you can block the calls
Report by AHART Long ago Unknown
Could you forward info you have on how to stop these calls?  Thanks
Report by David Long ago Unknown
Please tell me about your solution ---- They are driving me nuts, and I don't even have an account with them.
Report by Orchard Bank Long ago Unknown
I too have an Orchard Bank credit card but have made my payments on time. Even though they are made on time I receive phone calls from HSBC at least 10 - 12 times a day. They never leave a message. If I answer and say Hello, they say Hello and hang up. I wish they would at least let me say something so I can give them a confirmation number of my payment that had been made ON TIME. I only have a cell phone so if you do answer the call it uses your cell phone minutes.
Report by Trish Long ago Unknown
I have never been late on my credit card until recently My Mother passed away and before I left to take care of the funeral arrangements,  I forgot to pay my credit card bill, Orchard bank and Now I get phone calls constantley the day i was in the Funeral Parlor they called my cell phone 17 times the day we buried Mom they called 26 times I am mourning you b*****ds.  I was so pissed I threw my cell phone in the lake    This is not right they should not be aloud to call like this.  Some body needs to do something.
Report by Amanda Long ago Unknown
The number is HSBC who services a lot of credit cards companies as well as best buy. Even if you keep all your card payments current it will not matter. If you close your card account it will not matter. They say that if you have ever done business with the the companies they service that it states in those lovely contracts that we agree to giving HSBC the right to solicit via the number we provided in the contract. They are legally protected and we have unknowingly given them the right to call us. I hate to be the bearer of bad news. I have simply saved their 800 number and their 713 number that they have been calling me from and blocked those numbers on my phone. That's how I quit getting their calls.
Report by Amanda Long ago Unknown
The number is HSBC who services a lot of credit cards companies as well as best buy. Even if you keep all your card payments current it will not matter. If you close your card account it will not matter. They say that if you have ever done business with the the companies they service that it states in those lovely contracts that we agree to giving HSBC the right to solicit via the number we provided in the contract. They are legally protected and we have unknowingly given them the right to call us. I hate to be the bearer of bad news. I have simply saved their 800 number and their 713 number that they have been calling me from and blocked those numbers on my phone. That's how I quit getting their calls.
Report by Lynn Long ago Unknown
Opps... I should have read further down.  Yes, it's linked to some type of revolving account.
Report by Lynn Long ago Unknown
I started receiving calls on my cellphone and found these posts.  The only thing that I can attribute to this is that I am a few days late on my Orchard Bank credit card to which HSBC is the servicer of the card.  Anyone else have the same common factor??  (They don't leave messages either and I have not picked up.  I'm going to be making a payment soon and will see if I continue to receive calls from this number.)
Report by Card Services Long ago Unknown
This number and about 100 other numbers are HSBC's consumer whitelabel credit division.You might not think that you have an account with HSBC, but if you have a revolving credit account with just about any major retailer in the U.S. you have an account with Household International, the parent company of HSB Consumer Credit.Some Retailers that 'buy' their credit from HSBC:BestBuyTargetWalmartNeimen MarcusMacysSteinmartFYEAnd about 100 others, so no you might not directly know you have a credit account with HSBC, but you actually do!Report them to who ever you want to, the only way to get rid of this predator is by paying off the debt and canceling the card, even then you won't be safe
Report by agent lady Long ago Unknown
We have been recieving these calls non stop latley on our cell phones.  Our numbers have been registered twice on the no call list in the past 3 years. Isn't it illegal for soliciators to call when our number is on the no call list?
Report by Red Rocker Long ago Unknown
Ana,  The best thing you can do at this time is to put all your phone numbers, including cell phone numbers, into the Do Not Call Registry.  Once you do that, give it the 30 days they request for this service to take hold.  From there, monitor all phone messages, write down all phone numbers give in voice mail, the time the call came in and of course the day/date.  Make as many complaints to the Do Not Call Registry as possible.  After alot of looking around, this phone number belongs to a place called Card Services.  I am assuming that this is a credit card company of some sort.  Make sure that you do not have a credit card through this company before filing any complaints.  If you do have a card through this company, it might be assumed that they are calling you due to some sort of solicitation or late payments.  Always document, document, document.  Its the only way to catch them at their own dirty little game.  I too am getting phone calls from not only this phone number, but a couple of others and sympathize with you 100%.  Good Luck.
Report by Ana Cabrera Long ago Unknown
Please share method used to get rid of these calls.  I am getting no less than 30 of these calls per day, even on Saturday and Sunday.  It is driving me crazy.  Thanks
Report by meyersgold Long ago Unknown
I'd like to have that information too. Since January 15th they have called 167 times. Its beyond annoying.
Report by connie clark Long ago Unknown
please tell me about this number
Report by sammie Long ago Unknown
randy can you tell us all how to get rid of these calls.....
Report by randy Long ago Unknown
i have had the same problem with this company and i got a solution for it as well because it is harsment i would be glad to give you the imformation you can text me at the hoo at randyt42025
Report by Diamond Long ago Unknown
These ba$tards call me up to 15 times a day.  Like many of you, I don't even bother picking up the phone (I don't pick it up for ANY "Unavailable" type call).  I am also, like many of you, a victim of getting these calls even on the weekends.  It doesn't matter the day, the calls begin early in the morning and continue until 10:00 at night.  No messages, so I'm assuming either the call isn't that important (so why call then??), or more likely it's computer-generated ( I HATE lazy-a** automation!).  Here's the kicker:  If it IS a credit card company, I don't even HAVE a credit card!  I've never owned one in my LIFE!  I have no outstanding debts or loans, and nothing on my credit report.  I wish I had Call-Block available in my area.
Report by ckf Long ago Unknown
I get calls all day long, Sundays, it doesn't matter, they never leave a message and shows no infomation on the caller ID.
Report by Pelican Lady Long ago Unknown
Put yourself on the "Do Not Call List"   If they are calling your cell block the number
Report by Kendra Long ago Unknown
Not entirely true. State laws supercede federal laws if they are stricter, such as Washington, which has a three-call-a-day rule. Doesn't matter if we speak to them or not. Also, one contact. If they hang up, talk to us or we leave a message, no more calls for the day. And, no more than three contacts per week. Debt collectors are supposed to know which states have which rules before they call. I also used to telemarket and our auto dialer would notify us if we were talking to someone who lived in a state where there are no rebuttals (you offer a service, the customer says no, and you say, "but Mr. Jackson, don't you know blah blah blah...). My point being, FDCPA laws are a minimum standard and states can issue standards higher than the federal ones. Best bet is to check with your states collection laws.
Report by No Name Long ago Unknown
sorry buddy but it is a violation of law and you CANNOT call 20 times a day even to those that owe you money, in fact more times then not the Judge will drop the owed payment in a heartbeat if they catch folks like YOU calling people 20 times a day. Once it goes to court the person can and does often enough file a counter suit, not only are the payments dropped that are owed but the harassing company has to pay a fine and debt to the person that they committed the offense to. You are trained to think that you are in your jurisdiction to do so but you can be suit collectively as a company and PERSONALLY too !!! I know I use to be a para legal for an ACLU attorney amongst other things.  No matter if it is a debt collector or not, you do not have the right to intimidate, nor lie on the phone, nor harass, badger or threaten with lies to get an address or anything of the sort. YES many of these debt collectors do nefarious things like sell the information to others as well, they have no idea how much damage they can cause by being as criminal as those that cannot pay their debt, actually MOST folks would pay if they could, if they do not its because our nation and world economy has been sold out and trodden under foot. Nobody would not refuse to pay if they had the money and YET bill collectors torment and harass, thank God there are some awesome judges that are doing their part to stop this. A criminal is a criminal no matter what side of the desk they sit on. Its criminal to harass, there are U.C.C codes that protect the right and liberty of people UCC Title 18 Section 241 & 242 explicitly states this. And a person can actually pay a heavy fine of thousands of dollars and jail time for doing it. Folks need to learn their rights and pursue them fully to stop crooks of companies from harassing, using their personal data and also for not following laws and rights of the person in debt, there are ways to handle it but harassing is not one of them... Got it  java... To those that need advice, go look up taping laws and then find out your state laws, usually if you are apart of the conversation you can tape, you can also just point blankly state to the collector hunter that you are taping and then see how they either turn their call to sicky sweet or hang up faster then tomorrow. They usually always state that you are being taped, you too can tape and let them know it too... This way when you they call and say Hi I'm with blah blah company, that will already be on the tape, then you can state up front you are taping too, then if they refuse to give you their name, their location, their extension, their supervisor , or any of it, you got a HUGE case for court !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!  taping is not illegal and often if you check the laws out they are very clear on it, you can also use the tape for documentation to keep your notes clear and write the entire tape down as well, so you not only have a tape but it in written form for the judge to view.. A good attorney will use it FAST, an unlearned one will not understand how to use tapes, most attorneys do though.
Report by Consumer Long ago Unknown
"They can call twenty times a day and it is still legal"Actually, no.  They cannot do this.  If either you or your fiance call me or someone like me who knows which end is up, like that, you'll find out exactly how expensive a mistake that was!  Not only is a calling schedule such as 20 times a day excessive by FDCPA standards, it is also a violation of telephone harassement statutes.Apparently you are not so 'well aware' of your limitations as you think you are."If there is a debt owed then we can call as many times as it takes to get you to answer. "Again, no you can't.  The law is that you are supposed to get something in writing - a demand letter - out to the person from whom you are attempting to collect within 5 days of that first call.  Substituting that legally required letter with more phone calls only makes you all that much more vulnerable to prosecution under the FDCPA.  It's $1,000 per call under the FDCPA and $1,500 under telephone harassement statutes.  If you don't believe me, see for yourself.  Contact the FTC and the FCC.
Report by lawmaker Long ago Unknown
It is a violation of F.D.C.P.A to repeatedly call consumers who do owe on a debt, and when a collection agency violates that law that collection agency can be fine up to $1000 per incident. It's called harassment!! And there are laws against this...Read up on it!!!
Report by SJ232 Long ago Unknown
Wrong!!! If you call someone contantly and they ask that you STOP calling and instead send a letter reuqesting recoupe for the dept...you HAVE to comply, stop calling and instead send them a letter. You can send as many as you want but if someone requests you stop calling there number and you continue...that's harrassement and is punishable by law. They can bring up chrages againts you and your company.
Report by X Long ago Unknown
Bullsh1t  you and your fiancee' can eat bird doo
Report by CCI Long ago Unknown
Actually, if someone answers your call and informs you that they only want to communicate through written correspondence, you can't call 20 times a day.  You would be breaking the law.You sound like another one of the revolving door employees who are given 2 hours of training.
Report by Linda1954 Long ago Unknown
Your incorrect in your notion that "your" company does not call on Sunday or requesting that my number be removed from their autodialer. I don't have a credit card or anything else with HSBC nor would I as they are crooks, however; they call me incessantly all day long. Either they don't know how to leave a message on voice mail or they just refuse. Mostly it is from overseas.
Report by Anon Long ago Unknown
So let me get it straight. If I were a collector and I called you 10 times a day you would like that. Just curious. Guess if the shoe was on the other foot it would be different. Collectors don't even use their real names for fear of being sued.  Call someone for a debt. Use your real name. Call once a day and BE NICE. Scare tactics are illegal but most people are suckers. The Internet has made collectors jobs more difficult educating people of their rights. It is not right that the statute of limitations has run out on the debt and the collection agency wants you to promise to pay something so the debt will reage to current. THAT TO ME is poor business and anyone doing that should be fired and the company they work for sued
Report by Bob B. Long ago Unknown
Actually, even if you owe a debt, you can tell a collection agency to not call you, and they must stop, but they can contact you in writing.  Federal law even limits those with legitimate debts from harassment.  Follow the law, or the next thing you know, legitimate debt or not, you're in court for harassment, and you wind up paying more in legal fees and judgments than the debt was to begin with.  Also, many collection agencies just call anyone with the same last name (I have a very common last name and get numerous calls fior others with the same last name) listed in the phone book. Upon the advice of an excellent consumer attorney in my home city, I work on the 3 strikes you're out system:  I document the incoming calls and will tell you twice you have the wrong person.  On the 3rd call, I contact  that attorney, and have a complaint filed.  I've won 2 of these cases that made it all the way into court, and I didn't owe the company a dime (I have 1 credit card which gets paid in full every month.)  A reputable collection agency can get what's owed to them by following the law.  The court doesn't seem to accept the "mistake" and "mixed up" defense, BTW.
Report by nogard0 Long ago Unknown
or you have a number which was used before. my case i have only had cell phone number for 5 months and i have never given it out. and it is for outgoing calls only (i.e., emergencies, etc.)
Report by java Long ago Unknown
Actually it is not a violation IF you owe a debt. They can call twenty times a day and it is still legal. My fiance and i both work for collection agencies and we are well aware of our limitations. If there is a debt owed then we can call as many times as it takes to get you to answer. We cannot call after 9 pm and where it is legal to call on a Sunday our company does not. You can report all you want, but once they investigate and find out it is an attempt to collect a DEBT it will go nowhere. We also DO follow do not call lists, so if you do not owe a debt and we still call you, you can request to be taken off the list. Sometimes there is a mistake in the system and phone numbers get mixed up. But one of the things I hear most is "Oh that's not my debt" in which case you need to investigate it because your identity has most likely been stolen then.
Report by ED Long ago Unknown
IT IS A VIOLATION OF A LOT OF LAWS YOU NEED TO REPORT THEM TO THE FEDERAL TRADE COMMISSION WITH THE DATES AND TIMES THEY CALLED , SORRY TO SAY BUT  IF YOU DONT  REPORT THEM YOU MUST LIKE GETTING THE CALLS.
Report by tweety Long ago Unknown
The same here for me....they call constantly but leave no message....it's annoying and harrassing...this should not be allowed....
Report by Bea Long ago Unknown
If you speak to them once a day, it is a violation FDIC law to call again.
Report by reality Long ago Unknown
How is that socialist? Do you even know what socialism is?
Report by Privacy Laws???  Foolish Woman! Long ago Unknown
How is calling your phone number a "PRIVACY" issue??? Can they see into your bedroom???  GOOGLE is a great tool! Please to use so you do not sound like foolish American socialist.
Report by DW Long ago Unknown
facist-socialist?????????????
Report by brython Long ago Unknown
Following the procedures set forth by federal law doesn't work, either. I've filed several complaints, but because I don't get detailed information from whoever is on the other line (because they hang up before you can get any such information out of them), the complaints are dropped by the FCC. "Not enough information," they say, even if you provide them the phone number, business name, and date/time of the call. I've NEVER done business with these snakes, and I'm on the NDNC List, too; NOTHING works.
Report by Sane Long ago Unknown
I hope you realize your rhetoric is just that...RHETORIC. These insane practices have been happening for many years. So blaming it on a president who has been in office for only 11 months is pointless and idiotic.
Report by Henry Long ago Unknown
HSBC is a foreign company and they do not care unless you file legal action. I have had with them . Keep filing. law suites against them.
Report by Family Guy Long ago Unknown
You don't know what you're talking about. We did file a complaint against HSBC with the BBB and they DID care that they had a report filed against them. They immediately stopped the calls and wrote us a letter of apology.
Report by It will do no good-Follow Procedure Long ago Unknown
What will is contacting proper authorities. Threats schmets. Only little people threaten others. Use the NDNCL, ATTY GENS, and FTC. Why waste time with baseless threats. The BBB has no control over phone calls either. HSBC could care less if they had BBB complaint. What you going to call their mother too??  Get real my American comrades. Now that you have a facist-socialist Presidente, it is time to TAKE ACTION. Stop Whining!  Peace to the Great Nation, USA!
Report by Heather Long ago Unknown
You do realize that if they are calling you after 9:00 PM that that is illegal? If they do it again, get the persons name id and the name of the agency from which they are calling from, then speak to a manager, get their name and ID number. Get an address of where you can send correspondence. I would threaten legal action and a report to the BBB. Create a cease and desist letter and copy it to a legal firm of your choice and to the BBB. If this doesnt stop the calls I don't know what will. But make sure you have documentation of when they called the number that they called from when you include this.
Report by JCS Long ago Unknown
The same thing is happening to me.  They call about 10X per day and when I answer the phone....they don't say anything and just hangs up.
Report by Mary Long ago Unknown
Sorry that happened to you I have been getting calls at lease 10 times a day and it is HS BC-they dont even bother to look at the fact that a payment is scheduled online....When I answer the phone they hang up on me and when I finally get thru to a Supervisor they are so disrespectful and unprofessional.  I think you should call your local news station and also file and complaint with the BBB-this harrassment has got to stop!
Report by angel snow Long ago Unknown
Exactly!  That is harrassing people-and they won't get money any faster either.  They are stupid
Report by Pauline Long ago Unknown
I agree. I work 3rd shift and they call me 10 times a day. When I do answer they hang up on me.
Report by Shelly Long ago Unknown
Exactly. I just got this new phone and new number and i get these random calls all the time. The voice goes "we have an important call for you, then there is a small noise, and it cuts you off.
Report by Jim Long ago Unknown
It's an auto-dialer.  If you wait long enough, and I'm not saying you should, you'll probably be connected to an 'operator' who is either a soft collector, hard collector, or marketer, depending on your situation.  HSBC probably doesn't care if you don't know the purpose of the call.    The silent period after you pick up is a delay caused by the auto-dialer's workflow.   As soon as an operator became available, it called your number because yours is the next one in the queue.  Unfortunately, if the 'operator' takes a break and doesn't tell the software to skip him or her,  the workflow software has to wait before sending you to the next available 'operator'.  To me, that's a blessing, because I assume it's an auto-dialer when I hear nothing.  So, I hang up.  Hopefully, HSBC won't receive any bail-out funds, because I'd hate to see them increase their 'operator' staff and bug the h*ll out of more people.  They've called me 5 times a day for the past week, even though  I've paid my credit card religiously.  Please on't bail them out!www.notosocialism.us.
Report by ouchthatburns Long ago Unknown
Well that is all depending WHY they are calling, if you have done business with them or their vendor, or given them (or a vendor they represent) permission to call, then DNC list does not apply.  As for teens this MAY be bit more fuzzy, however I think the same rules apply or if a parent/guarden gave them permission, the exception may be if you are under 13, but not sure what happens if a parent inadvertently gives permission.
Report by Tom Long ago Unknown
I got calls to and i just got this number last week brand new phone and all ready 8 calls and they don't stop
Report by Fred B Long ago Unknown
Funny thing about this number is it's not even my voice line they are calling.  You would think after getting a fax tone in their ears (whatever) they would get the hint.I think I will have to contact my AG (and they don't like me as it is :) )
Report by dino Long ago Unknown
it want do any good Iv'e try they still call late at night and if they get fine like you said they would go broke .The phone company want them to call that where att get it money from.
Report by Big Eye In Sky Long ago Unknown
It is auto-dialer calling. The will continue to call until you call and tell them REMOVE my number from all auto-dialer campaigns or your actions will be reported to Atty General (state), US ATTY General (federal), and FTC (Federal Trade Commission. If you do not do business with this group, please to place your phone number(s) on National Do Not Call List. Then they will have to pay fines if they violate your solace again! Peace to the People of the Great Nation, USA!!
Report by anne Long ago Unknown
I get the sam thing and am sick of it can' we stop these
Report by stampergirl Long ago Unknown
this place called me 10 times today, I have a credit card but not from them and my payment is not due yet.  I rush to answer it as they have been calling for the last several days.  I also say hello several times and then it goes dead this is driving me crazy as this call is to my cell number so I have to pay for it.  really stupid place
Report by Patricia Long ago Unknown
It doesn't matter if you pick up.  Tonight I got a call from this number and picked up the phone.  I said "Hello?" several times and then they  just hung up.  I don't see the point of calling constantly if they're not going to talk to me when I answer.
Report by Max Fein Long ago Unknown
I hope you've answered their call to see if you have a credit card you're not aware of.
Report by Kate Long ago Unknown
This number calls us CONSTANTLY. Literally 5 to 8 times PER day! Until as laste as 10:30pm and even on Sunday's. They NEVER leave any messages. We were relieved in a way to learn this is HSBC bank, but disturbed because we have never done any business with them and do not have any credit problems. I think calling more than twice in one day is a violation of privacy laws....
Report by T D Long ago Unknown
HSBC? I have no conection to them at all. Also a number 360-350-5282 calls 5 minutes after. It might be connected.
Report by Mr. Spivey Long ago Unknown
Do not call me
Report by Doug Long ago Unknown
IT IS HSBC !  Also known as Household Bank.  There is a class action suit on them, so maybe they wnt to get as many as possible to "opt-out".
Report by notgiven Long ago Unknown
Actually, they don't have to validate, but if they can't they have to cease collection activity, including remove it from your credit report if it's on there.  Some of them give you a hard time, but you can sue them.
Report by Grant Long ago Unknown
Lisa, by the laws stated in the fdcpa they have to.  I would try to send another letter but with fedex or another company like that.  by doing it this way you can find out when they received it.  i worked in collections for six months and hated every second of it, (i was told i was too customer service and needed to be more of an a**).  you can also send a cease and desist letter which will get them to stop calling but whatever debt will still be out there.  just Google cease and desist letter template and you can find an easy way of creating one.  The laws in the fdcpa vary state to state but overall are the same.  these people can only call you once a day (contact has to be made with the "debtor" or a message is left on the voice mail) and after that, its a big no no.  they can technically keep calling as long as a message isn't left or contact hasn't been made.  But at that point they are getting into harassment.  For an example, over the last three days i have received 15 calls from this number.  that is considered harassment and i will be going after them with a lawyer.  sorry for the wall of text.  if you, or anyone else, have any questions feel free to ask.  email is trueform28@email.com or ask here.
Report by Lisa Long ago Unknown
What happens if the company doesn't respond to the Validation of Debt request?
Report by Rights Long ago Unknown
Actually, you can send a "Validaton of Debt" request for any charges they say you owe. If they cantprove it, then you don't owe it.You can also send a "Cease and Desist", which prohibits them from contacting you at all, save for certain exceptions (listed in the FDCPA).That said, the latter should be a last resort if you owe a debt, as it often prompts legal action. The validaton of debt idoes help in the event that your debt has been sold to a collection agency, as they often can't provide documentation to back ther claim. When you send one, send it certified mail. They're not allowed to contact you again until the validate it, and they only have 30 days to do that.
Report by sef Long ago Unknown
Don't ever give any debt collector your name or address!! Armed with that information plus your telephone number, they simply apply the debt to you (if there really is one) or send you information about something that happened in the distant past and insist that it's really yours. And trying to get past that is a doozy.
Report by jason Long ago Unknown
is everyone paperless or what in this country?  send an invoice in the mail otherwise u aint getting s***!!!!
Report by ariel Long ago Unknown
Yeah they do they same to me, i have a 0.00 balance and they call me!
Report by Ruthie73 Long ago Unknown
They don't care my son is Autistic and they some how got hima a credit card that now I have to pay!!!
Report by kittieskarma Long ago Unknown
Because someone gave your number when applying for credit. I know, it happens to my son all the time, and it's the same guy.
Report by Minnie Mouse Long ago Unknown
I have three Capital One cards and have had no issues with them.
Report by Legit Long ago Unknown
And if you settle for 50% you better be prepared to receive a 1099A or 1099C in the mail the first part of the year, because they will declare the difference between what you owed and what you paid as income.  Not many people realize that when they offer to settle.  Alot of settlement letters will show up in mailboxes beginning around September of each year.  If you want to read a little more check here: http://blog.credit.com/2012/02/just-received-a-1099-c-dont-freak-out/
Report by Ken Long ago Unknown
Here's the thing about Capital One. They say they aren't like the others with fees, but they do one thing that no other company has ever done to me. If you max the card, and it goes over the limit during the finance charge addition, they will charge you for it. If you pay the minimum (which I did when out of a job), and it remains over the limit, they will again charge the overlimit fee. The overlimit fee is often more than the minimum required payment, so a person trying to slowly pay off the card just winds up deeper in debt. I said screw them, and stopped paying and put the money toward other cards. Now they are offering to settle at 50% of the total owed, which is about what it would have been if the fees had not been tacked on. I've dealt with more expensive cards, but no one has as poor customer service and fee handling as Capital One.
Report by ouchthatburns Long ago Unknown
Oh, also DNC list does NOT  apply or mean anything if you are their customer, or customer of a business/vendor they represent, or if you have given them or someone they represent permission to contact you.  Or if you are a minor, that a parent also may have given permission. DNC registry list no longer applies in any of those cases.  Truth is DNC list doesn't stop most calls as those calling now adays have some form of business relationship with you, even if you don't know it.DNC list applies ONLY applies to cold calling, and the people that do most of those calls do so from little 3rd world countries outside the US, making them hard to reach by government hands
Report by ouchthatburns Long ago Unknown
This is HSBC however a couple things you should know, this is one of their many white label numbers.  This means that if you own one of a 100 different credit cards or store credit cards , it is still under HSBC, even if you never heard the name before.ALSO HSBC/household bank was in trouble and they sold many of their credit card brands to Capital One, they are going to use the  "HSBC" brand apparently, but it is actually now under going transition to Capital One (and now owned by them).  Apparently the will continue to license the HSBC brand name for the cards, and all the numbers will continue to remain the same however.  If you have an affinity card like a branded card or one of 100's of store credit cards, I assume those are mostly going to Capital One too, however I know that the visa/mastercard ones are.Big new fact though.  I know they are sending out letters to SOME customers informing them of this, but not all.  I think it is mainly affinity programs that are getting the notice. As far as if Capital One is Better or Worse than the "orginal" hsbc/household bank, not sure, but as a rule seems that those brands that advertise a lot or use mass media tend to be lower rated in customer satisfaction, and never heard anything particularly good about Capital One
Report by Savannah Long ago Unknown
Me as well !!! they call me like litterally 14 times today -.-
Report by No Name Long ago Unknown
are you kidding, the company is not ethical, they have a SLEW of complaints, its almost certain it is not identity theft but them trying to do the thieving off the consumer to gather personal data, they will sell it to any affiliate gladly
Report by lohody Long ago Unknown
Have your parents run a credit check on you. Someone might be using your social security number.
Report by Nicole Long ago Unknown
this number keeps calling me don't worry & im 12 in 6th grade so dont worry
Report by Dave Long ago Unknown
If you don't wan to answer, then don't.
Report by Fang Long ago Unknown
Me too!!! They've called two times so far but i'm worried they'll keep calling. I don't really want to answer either...
Report by Pat Long ago Unknown
Inform your parents.  Someone may have gotten your social security number and opened accounts in your name.
Report by Morticia Long ago Unknown
If you're 13 and you're receiving calls from HSBC, it MIGHT be because your identity has been stolen. Have your parents go to http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html to find out what to do next.
Report by George Long ago Unknown
because you have a SS#
Report by Irene Long ago Unknown
I have been getting these calls for the last couple of days - several times a day.  If they are HSBC, they have been bought out by Capital One.  It does not matter if they are crooks, you are still obligated to pay the debt unless the court says you do not have to pay it.  If you don't pay it, they will come after you to try and collect.
Report by really? Long ago Unknown
really?
Report by Patrick Long ago Unknown
I don't believe I said anything about owing them money.  My credit score is fantastic, thanks for your concern.
Report by PSS Long ago Unknown
What I especially think is funny is that I am now on SSI/SSD and they can't touch that money no matter what kind of court order. So HSBC will not only not get paid by me they will further waste money trying to obtain money from me that in no way can they get.  Keep sending letters. Keep calling. Send attorneys to represent you in court. The bottom line is I have very little money and that money is social security and can't be touched.
Report by 3303 Long ago Unknown
It bothers me not owing crooks like this money. I have no legal obligation to pay a bill to an illegal drug business.  HSBC was in with the Mexican drug gangs who killed 60,000 people this year. As far as I am concerned HSBC is nothing but a company filled with murderers and I will never send them a penny to further their killing as that would be a sin.
Report by Yahweh Long ago Unknown
HSBC also entered into a business agreement that they would not defraud their investors.  Criminal acts were performed....and yet no one went to jail.  Now they will pay for their criminal acts with the money they collect from decent, ordinary people.  Probably will jack up fees and interest rates.  Their has been no sign of contrition on their part.  To them, the felony was just a business deal.If you borrowed money from an uncle...and found out he was using it to produce child pornography, would you continue to send him checks?  Paying them back is supporting a criminal enterprise.
Report by KB Long ago Unknown
So rather than sit on here and bi*** about it, pay your debt and cancel your card. Problem solved.
Report by Payback Long ago Unknown
Too big to fail even if they keep money belonging to some of the world's most dangerous criminals? Both the enemies and the ones who work for them deserve the death penalty.
Report by Brangelina Long ago Unknown
Capitol One which is part of ING is no better than HSBC who was helping launder Mexican drug cartel money.On June 12, 2012, the U.S. Department of the Treasury’s Office of Foreign Assets Control announced a $619 million settlement[10] with ING Bank N.V. to settle potential liability for conspiring to violate[11] the International Emergency Economic Powers Act (IEEPA) and the Trading with the Enemy Act (TWEA) and for violating New York state laws by illegally moving billions of dollars through the U.S. financial system on behalf of sanctioned Cuban and Iranian entities.Helping the Iranians who are terrorists. So it's either Mexican drug gangs or Iranian terrorists. either way you are supporting evil when you make any payment to these companies.  Trading with the Enemy Act!!!  These people are the enemy of the USA and some of these clowns want you to feel bad if you owe them money. Every dime you keep out of their hands could be another life saved.
Report by Angie Long ago Unknown
One could say that, but it wouldn't make them correct.
Report by hellride Long ago Unknown
"As previously pointed out, you entered into a business agreement with them when you accepted and used their card.""HSBC sold their credit cards to Capitol One"One could say that the agreement was with HSBC not with Capital One.
Report by kottonmouth420 Long ago Unknown
Whether our not you're a debt collector,I agree with you.These people are mad because they get calls because of debts they refuse to pay. Very well said.
Report by Tomangelina Long ago Unknown
BWHAHHAHAAA  Just like looking thru glass.
Report by tommy Long ago Unknown
you didn't seem to have any moral obligation to spending that "dirty" money.  just another typical freeloader who won't ever have anything good in this life because you don't take responsibility for your actions.  any job is a good job; better than living on welfare.
Report by Brenda/Angie Long ago Unknown
You don't seem to be able to keep your ID's straight. It looks like you are a liar and the you came here because of a late payment won't work because if you paid it why are you coming back to this board.  You are a scumbag debt collector and maybe you should get a real job instead of one where you harrass people for a living.  The bottom line is you won't get a penny from me and it does not bother me because HSBC is a drug laundering criminal enetrprise and supporting killers like HSBC is immoral.  Waiting for your next lame attempt.
Report by Brenda Long ago Unknown
Additionally, when did I ever say I had good credit?? Perhaps you should stop reading into things and get busy getting an education and a job instead of blaming everything on your ex husband. You have just as much liability as he.
Report by yahweh Long ago Unknown
You are so obviously a debt-collector. How much do they pay at the collection agency you work at?  What's the matter...cant' get a real job?  Mickey D's is hiring, bet you'd look cool in the brown uniform. Repeat after me:  "Do you want fries with that?"
Report by RDW Long ago Unknown
I bet you are one of those people that won't think before you talk, circumstances causes many problems, people get fired, layed off, jilted, ill health and a hundred more reasons not to have money to pay their obligations, most people don't deserved to be harrased by these right-fully called slum-bags. Suppose you were faced with a heart trans-plant bill of $250,000 and called 20 times a day for a credit card bills you can't pay. What comes first, rent, lights, food. You need a course in human nature and understanding.
Report by Peace Long ago Unknown
A medical sonographer - aka xray tech - maxes out at about $45,000/year.  I got on this board  because HSBC bank called my cell today.  For the first time since I owned the card, I forgot to make a payment.  I only owe $40 bucks but am 16 days late on my minimum payment of $10.  So, I'm a nurse with an MSN, living in CT who made over $100K last year.  I drive a $20,000 car.  Damn....had I known I can own a BMW/Mercedes or whatever it is you drive, I would have foregone my 8 years of schooling and become a medical sonographer.
Report by LOL Long ago Unknown
Maybe Gunnar should check his/her usage & spelling of there/their.
Report by Brammy Long ago Unknown
So you are a wealthy LA songrapher with a $100,000 car and you don't even know that I is capitalized. I would think some sort of education is required for that position. From the looks of your posting Gunnar described your stupidity very well and you lived up to that description. No doubts that debt collection was the only job you were qualified for.
Report by tommy Long ago Unknown
you know debt collectors? well i'm not one. i'm a diagnostic medical sonographer in los angeles, NOT a debt collector. i am not a low-life. i have a very successful spouse, and we have two homes, and two luxury cars- one that cost over $100,000. why are you people so paranoid that everyone standing up for a debt collector is secretly a debt collector posing as somebody else. you have issues. i'm leaving this conversation now, because i have to go to work, at the HOSPITAL. you can troll around these pages, attacking people or whatever you need to do to make yourself feel relevant. i stumbled upon this page trying to figure out who was calling me, and discovered a snake pit of people who are avoiding their debts. how did you end up here? it doesn't matter anyway. your deranged mind has your own version of the truth and whats right and wrong. you have an out of control hatred for debt collectors, which means you probably have been delinquent before. good luck with your life. i have a feeling that you probably need it.
Report by Gunnar Long ago Unknown
Sorry to burst your bubble there 'Tommy'. I don't owe a single penny to anyone, for anything. The only debt I maintain is for business and tax purposes. Of course, I don't expect you to understand that any debt can be advantageous. You're just a low-life debt collector and the only thing you'd know about taxes is how to fill out a 1040 and wait for your refund check. So 'Tommy', do you actually think the people here are looking for a 'free ride'? They are not. The vast majority of people here have been victimized by sleazy debt collectors. Debt collectors who are incapable of getting honest work. Scum who have felony records and/or substance abuse problems. Dirt-bags who convince themselves that sitting all day on their fat, lazy behinds trying to con people out of money is a real job. Debt collectors who lie about what they do because they know what they are. Losers. You see 'Tommy', I know debt collectors. I've been in court rooms with more than a few. As a Plaintiff, not as a Defendant. It's always easy to spot a debt collector in a court room. The only ones there looking slimier than they are are their half-drunk Attys. And if their Attys. are only half-drunk it means it's still morning and the counselors haven't drank there lunch yet. Before you start mentally composing your reply 'Tommy', know this. I've never taken a pay-day loan. I've never even given it a thought. Like most people I have problems, but money is not one of them. I've never been sued and I can honestly say that there is not a soul on this planet who would be able to conceive of a reason why I would be. But I have been forced to legally pursue frauds who have been foolish enough to think that the people they prey upon are just as worthless as they are. The one shining asset that most debt collectors share is there incredible arrogance and there equally impressive stupidity. Debt collectors employ people who are even dumber than they are. That includes their Attys. Which is why the only times you'll see debt collectors in court is when they've been served. Or arrested. You want to applaud debt collectors 'Tommy'? Then spin your chair around and give all your fellow vermin in the boiler-room a big hand. Then try and get all their real names and phone numbers. You're sitting on a gold mine there 'Tommy'! Debt collectors are by far the biggest dead-beats in existence. Not that you'll ever collect a dime from them. If they had anything (or any pride) they wouldn't be debt collectors. But you are right 'Tommy'. There is no free ride. Debt collectors know this very well. They're always slinking around looking for bus fare.
Report by tommy Long ago Unknown
you people need to lay off debt collectors. it isn't their fault you don't live up to your obligations. you borrowed money, you had fun spending it, now pay it back. to me, it is the debtors, not the collectors, that should be ashamed of themselves.  i'm on here because i forgot to send a payment and wondered who was calling me.  i'm embarrassed that i'm late, as should all of you whiny bi****s that blame the collector.  you don't get a free ride in this life.  i'm sure the collector doesn't love their job, but they understand that any job is necessary to survive, pay their bills, and not sit around bitching about it.  i applaud them, and would do it myself if i needed to.  better than living off the government, borrowing money from creditors, and not paying it back.  freeloading a***oles.
Report by Gunnar Long ago Unknown
Actually a debt collector is not one step below a fast food worker. A debt colector is far below that. The 5$ crack w***e on the corner has a social position well above that of a debt collector. The w***e at least provides a service. A debt collector provides nothing. He is there to enrich his bosses and make a few meager dollars for himself.Put simply, the only organisms on this planet lower than a debt collector are the outright crooks working out of India, Jamaica and the Dominican Republic.
Report by Brangie Long ago Unknown
"Everyone has to have a job and in this economy some beggars can't be choosers as the saying goes."  Actually if you were educated you would not be begging for jobs they would be begging you.  Obviously debt collection is one of the few things you are qualified for and should be thankful some fool would even hire you. Debt collection one step below a fast food worker.
Report by Willy Wonka Long ago Unknown
You Get Nothing!
Report by Angie/Brenda Long ago Unknown
So let me get this straight. You expect us to believe that you are just late on a payment and yet you keep coming back to this board to comment on others. Does this lie make sense? Of course you are a scumbag debt collector. My God you are not even smart enough to remember your ID.  Now when you try and comment on this post you better think of a good reason you are checking on this board.  Let me explain another thing to you because I think you don't understand much. The 6 or 7 calls a day are forwarded to a cell phone that does not ever ring. I check it at the end of the day and laugh at all your lame attempts to contact me. You won't ever see a penny of my money.
Report by Angie Long ago Unknown
Actually, I looked up this number because they called me. I am late on my payment. Doesn't matter why, but I do feel it is an obligation that I owe and it seriously ticks me off when others don't feel they shouldn't pay.As far as your comment that debt collectors are scumbags: if you owned a business and someone owed you money, wouldn't you want someone to collect that debt for you? Or are you so nice you'd just like to give things away? Everyone has to have a job and in this economy some beggars can't be choosers as the saying goes. Don't be stupid. Also, the "husband made all the debt and left me with it" is a tired excuse. Own up to your responsibility.
Report by Brenda Long ago Unknown
I always wonder why someone with good credit would even be reading these boards??  Sounds like a debt collector arguing their case. I wonder even more what kind of scumbag would choose debt collection as a job???My debts were incurred when my a** husband left me with nothing and stole what little I have. Am I as much a slimy person as this bank which apparently helped mexican drug gangs with their drug trade.  If you are not aware of it people are being murdered in this drug war in mexico.  I don't think my failure to pay a $500 debt compares to the murder of people in mexico. Maybe in your twisted world it does but then I can't imagine anybody who would choose debt collection as a way to make money unless they were the type of person who feeds on the pain of others and then I bet those murders in mexico actually make you feel good.
Report by Angie Long ago Unknown
More than morality for them. As previously pointed out, you entered into a business agreement with them when you accepted and used their card. Looks like you're just looking for a excuse to not pay your debt which makes you almost slimy as they. Besides that: HSBC sold their credit cards to Capitol One so you don't owe HSBC anymore, you owe Cap One. Stop making excuses.
Report by Sean Long ago Unknown
A bit more than morality involved here. HSBC was in business with drug dealers. That is illegal and not up for a morality test. They said they were sorry as if that is enough. I am sorry I can't pay back my debt. That should suffice.
Report by hellride Long ago Unknown
Crooks that lend you money on their s****y credit card with your s****y credit you signed up for with your social security number. Doesn't mean you don't owe them money because you don't agree with them morally, still a legal business agreement
Report by Patrick Long ago Unknown
British bank HSBC has agreed to pay $1.9 billion to settle a New York based-probe in connection with the laundering of money from narcotics traffickers in Mexico, U.S. authorities announced Tuesday.This is who you support when you give HSBC any money.  They are crooks and you have no obligation to pay them any debt owed.
Report by Michelle Long ago Unknown
They called me Friday, Saturday, and Sunday morning starting at 8:01am until 9:00pm.   5-6 times a day.  By law (at least here) they must stop calling if you tell them you do not wish to receive anymore phone calls from them.
Report by Judi Long ago Unknown
4 times in 15 minutes for me!
Report by MtTomb Long ago Unknown
Likewise, no one ever here by that name, first time I've ever gotten calls for such a person.  When I tried to explain this to the lady today, she talked over me and hung up.  Calls x5 so far, in 3 days.
Report by Noelle Long ago Unknown
Same here.They keep asking for this person && I've told them that I don't know anyone by that name && they keep calling.
Report by Foxx Long ago Unknown
But. I'm 13?Why would they be calling me?
Report by Nina Long ago Unknown
It's HSBC.  I'm not even late on my payment.  But they keep calling me.  I think they want me to enroll in some kind of protection for my credit card. That's probably why they call you.
Report by Sarah Long ago Unknown
This number calls constantly. 3-4 times a day the phone rings and we rush to pick up. The caller id says Unavailable so we wait if they leave any message but there aren't any. If there was something important my guess is they would leave a message.
Report by Scott B. Long ago Unknown
I was looking through this site and I noticed awhile ago that Tommy, with the big house and $100,000.00 car kept coming back here and beheading people.  He asked someone why they were trolling this site, if they didn't owe any back payments.  I just want to know why Tommy kept coming back to troll this site?  Tommy, get a real life and enjoy your nice car ... (probably an old Gremlin or Pacer)
Report by iamveruca Long ago Unknown
It is a card holder company. Agree 8-10 times a day is crazy. Their 800 number is FREE for you to call but cost the company $$, so call them back and stay on the line long enought to get to an operator and then hang up.
Report by Patrick Long ago Unknown
British bank HSBC has agreed to pay $1.9 billion to settle a New York based-probe in connection with the laundering of money from narcotics traffickers in Mexico, U.S. authorities announced Tuesday.This is who you support when you give HSBC any money.  They are crooks and you have no obligation to pay them any debt owed.
Report by Ken Long ago Unknown
Capital One has higher fees than HSBC and is more aggressive about adding them on. ON the other hand, the CO payment system was always more friendly than HSBC. If you try to pay on the due date with HSBC, they ding you for a $15 "rush" fee to avoid the late charge ($25). Capital One was always good accepting payment on the day of the due date.
Report by ouchthatburns Long ago Unknown
This is HSBC however HSBC/household bank was in trouble and they sold most of their credit card brands to Capital One, so it is still "HSBC" brand but it is actually now under going transition to Capital One (and now owned by them).  Apparently the will continue to license the HSBC brand name for the cards, and all the numbers will continue to remain the same however.Big new fact though.  I know they are sending out letters to SOME customers informing them of this, but not all.  I think it is mainly affinity programs that are getting the notice. As far as if Capital One is Better or Worse than the "orginal" hsbc/household bank, not sure, but as a rule seems that those brands that advertise a lot or use mass media tend to be lower rated in customer satisfaction, and never heard anything particularly good about Capital One
Report by isee4 Long ago Unknown
I continue to get calls from these people too! at least 5 a day! Is there any way to make them stop?
Report by Sheila Long ago Unknown
I kept getting calls to and so I finally called the 800 # back and got an automated response saying they have identified my acct # based on the # I was calling from (the one they keep calling) and it also told me the last 4 of the acct holders SS# and said if i wasn't that person to hang up. I didn't & pressed 0 like 2 or 3 times and got a live person and explained to them that I wasn't who they were looking for (and i wasn't cuz my last 4 weren't the ones listed they had) and told them to cease calling me ASAP or I would report them to National Do not call and debtor complaints because I have the logs on caller id as to when and how many times they called me. They apologized and said they would take my # out. We will see though....
Report by hilda Long ago Unknown
This is annoying. Calls early and late into the night.
Report by J. R. Long ago Unknown
Lets see what would happen to their phone system if each Sunday we all called them at least twenty five times?
Report by Carole Long ago Unknown
I get 2 to 3 calls a day from this number and EVERY time I answer it there is nobody there, just an open line. Now I don't answer it but I am tired of them calling me. I have an account with them but the payment comes out of my checking account automatically so I can't imagine why they are calling....and I don't care. I am going to contact my phone company to block them from calling me.
Report by MK Long ago Unknown
I was getting the same calls and couldn't figure it out since I don't use HSBC for anything and have no CC debt. But then I remembered that I'm also using Google VOICE for craigslist and stuff like that for forwarding to my real number (when I sell something or whatever). so if you use Google Voice this may be forwarded from the last user.
Report by tony Long ago Unknown
3or 4 times a day, you are lucky, I get about 5 a day plus about 15 from800-395-22774 which is also HSBC
Report by Tom Long ago Unknown
You can simply contact your MP/MPP for assistance.  They can verify who live in your household and who's not. How ?  Voters list. Almost every Canadian citizen over the age of 18 are on that list. They even got the address, phone number & date of birth of each individual. Unless the collection agency is looking for a person who is under 18 of ago or homeless, then you are out of luck.Ask the name of the agency, name of the person(agent) who handle the case & the case number. Call your MP/MPP, ask him/her to contact the agency on your behalf. Trust me, most MP/MPP are willing to help. Cause you know, there is no free lunch. When it's election time, you know who you should give your vote to.For people just want to block unwanted telemarketing calls. Please check out my post @386-233-3694
Report by Johnny G Long ago Unknown
They just called my company, the fone rang seven times, when we finaly answered the fone, the lady was rude asking for him when we informed him he was not here he will be in two hours, hung up and called back. same lady very rude requested to speak to manager, manegre called back , informed i lost a deal do to this mix up, informed her to leave number, to have him call back infored they where beng abusive with the matter, ... she refused to hang upo the call and using practices that where misleding with me tied me up over twenty minutes on the fone and refused to give me information to this individuals where abouts..
Report by Kenkoy Long ago Unknown
Same scenario, this number calls morning, afternoon and evening seven days a week. The answering machine is on but no message left. We shut off the answering machine and any calls coming in, we now don't answer the calls especially if no caller ID.
Report by BB Long ago Unknown
Block the number from your phone.
Report by Bob Long ago Unknown
Just activated a cell phone yesterday with a new Number, and I got a call from these guys already, hope this doesn't keep up.
Report by wynn Long ago Unknown
Just got call from that # TOO.. AND NO MSG..HOW IRRATATING!!!!!
Report by Skippy Long ago Unknown
oh what fun you are having. LOL. Thanks for the great idea....:)
Report by Bernie Madoff Long ago Unknown
It is HSBC.  I have never had an account with them, they are trying to contact the prior user of my phone number.  I don't know who she is.  I make up numbers and give them to them, explain that she is traveling due to winning a small fortune in Vegas, that she is in a Russian prison, that she is Bernie Madoff's cousin and in in DC to testify, ect.  I am really enjoying this. I could be years before they figure out it is BS.  They are soooo stupid...
Report by m2 Long ago Unknown
oops... cut myself off.  If you have verizon, you can block this and any others you wish under your phone security settings. I'm less than 30 days late on a payment of $40 but being its rough economic times, its affected even small payments. They are computers that constantly redialing and attempt to connect you to a service rep so she can tell you something you already know.
Report by m2 Long ago Unknown
This number is HSBC Credit Card Co and Orchard Bank.  They are calling me because I'm late on a payment - as if I didnt know...  If you
Report by P fischer Long ago Unknown
That other poster is abvsolutely correct, it's HBSC credit services.
Report by Louis Long ago Unknown
It is 5:50pm and i have received 6 calls so far today starting at 8:13 am this morning and then again at 8:59 am
Report by Dallas Dunne Long ago Unknown
I have the misfortune of getting two of these cards to build back my credit after a divorce. The only thing to do is pay them off, close by consumer in formal writing, reqisterd mail return receipt, get on the do not call list and also on the "opt out" list so your information is no longer shared with marketing companies. This does NOT stop them from selling it to bill collectors, and any time you open a bank account or apply for credit you give your phone number, so the credit agencies get your information, and they also have your employer listed on the credit file.
Report by Kari Long ago Unknown
i was getting calls from these guys constantly for a week straight, after answering once yelled saying my payment is in the mail. She told me that i didnt have to mail it but could have Wired teh money to a certain mail box as it would of been much faster. she then verified my phone number and the next day the calls started at 6am, and continued every 20 minutes after that.  i answered one last time with foul language and they laughed and hung up. i ignored the call for a week, till i gave up and changed my phone number.  i refuse to give my phone number to any CC people, they wanna contact me they can do it by emailthat was my way of solving their annoyance :)
Report by 3generations Long ago Unknown
Amun,I am so sorry you have to go through the torture from this company.  I too am in the same situation where I lost my job and unable to pay what they are requesting.  HSBC are like vultures preying on the already beaten down just waiting to eat your dead bones!!! It's ridiculous how many times they constantly call.  Over and over and over and over again.  They start at 8:02am and end at 8:57pm.  It's pathetic.  Constantly calling people who supposedly owe you money won't make it come in any sooner!!! I have chosen to pickup the phone and just hang it right back up or don't answer it at all.  They are thoroughly annoying. Arghhhh!!!!!!!!!
Report by Amun Long ago Unknown
This number calls me several times a day, EVERY day. If I do not answer the phone, their autodialer hangs up on the answering machine, and if I do answer, their people hang up on me. Then the system calls me back in about 4-5 minutes, and we go through the whole process over again. It is getting REALLY old. I counted the calls one day and their were 28. TWENTY god damned EIGHT phone calls in one day! They start at exactly 7:45am every day, and end somewhere around 9:30pm . I find it very annoying, particularly because after years and years of working night shift, I sleep in the early daylight hours and am up all night... so typically I'm about one hour into sleeping and the phone starts ringing.Yes, it is HSBC. And I do actually have a credit card through them. The card is technically late in payments. I lost my job and have little to no income, so I've been sending what I can. It just doesn't add up to what they want. So on the occasions when they do NOT hang up on me, I go through the whole argument with them about the debt, and they try to tell me I need to sell everything I own (which is precisely nothing) and send them the money, or get a friend or relative to take out a loan to pay them, etc. etc. - very unreasonable.So after talking to them, hang up, wait an hour or so, and they will call me back and go through the entire thing over again. One day I talked to their agents FIVE TIMES. All for the same damned account! I even got the same person twice! And when I told them I had already spoken to them they told me they hadn't called me since the week before and that I was obviously mistaken.  o.O  Also, one delusional operator from this company had the nerve to tell me that the economy is presently stronger than it has ever been, and unemployment is at all time lows, and that if I am unemployed it is obviously by my own choosing. Crackhead!After that I just stopped answering. Now I answer the phone for nobody. I let the machine pick up and if it's someone I want to talk to I will call them back. If God himself were to call me, he'd have to leave a message!
Report by JC TX Long ago Unknown
HSBC Cardservices! They call all day long and usually twice in a row. The operator NEVER speaks good English either!
Report by Tia Long ago Unknown
800-684-8429 is HCB Card holders.
Report by java Long ago Unknown
Yes they do. Best Buy is one of the cards that is owned by HSBC.
Report by Anon Long ago Unknown
HSBC owns several banks, including Household Bank.
Report by Dj Long ago Unknown
I have been getting the same pain in the neck phone calls all day long on my house phone and now my cell phone.  I looked them up and I don't even have one of there credit cards.  I joined the DO NOT CALL registry and they seem to be calling even more.  I wish I could call them 100 times a day starting at 8am until whenever.
Report by annoyed Long ago Unknown
I get them on my cell as of today and yesterday - its so annoying!
Report by nate s Long ago Unknown
yes, these people are terrible- constant phone calls to the point I unplugged my phone... as long as they dont get the celll numbers in which case I would drive to their main office and punch some people in the face...
Report by didi Long ago Unknown
i get calls from this number costantly if HSBC i don't have an account with them or any other credit card just wish they would leave me alone.
Report by katherine Long ago Unknown
like sarah this number i am getting calls as late as 2 in the morning.this has made it impossible for my doctors to reache me along with andy other need business that i need to take care of
Report by beentheredoneit.com Long ago Unknown
Go buy a digital cordless phone with a programmable ringer feature, then program the CID contact info i.e. '1-800-what-ever' into it with a 'no ring' ring.  A decent 1x handset model with enough silicon in it to provide that feature shouldn't run you more than $45.....enjoy!
Report by pr Long ago Unknown
I totally agree! I have this number calling from 7am to 9pm every day! How do we stop it!
Report by michael Smith Long ago Unknown
what a pain
Report by ekoln Long ago Unknown
The calls are still going around. I just started getting calls from HSBC last week about 4 times a day. This is to my work number and I dont have an account with HSBC or ever been in one of their buildings. I call the number back with goes to India first off where they will transfer you to the US customer service department for removing you from there call list. I dont know if this works after talking to one the CSR here but they say they will remove my number from their call list today.
Report by heather Long ago Unknown
It does help!  And yes...they call constantly...even on Sunday.  This past weekend from Friday night...yes after 9:00...until Sunday at right at 9:00...they called my phone 22 times.  Every other time I anwered and once even waited almost 2 minutes and no one would say anything.  They never leave a message.  They only way I knew who it was was through this message board!
Report by java Long ago Unknown
No actually it is not. Some credit cards require references when you apply and if they used your name and phone number as a reference then it is perfectly legal to get calls for them.
Report by didi Long ago Unknown
i agree most neighbors may not even know each other that well these days, may not want you getting messages pertaining to thier business you know.
Report by not your message service Long ago Unknown
I would tell them "since when do I work for you"?I do not get paid to be your message service.wake up people! Don't do free work for them.
Report by bandit Long ago Unknown
calling a neighbor of a debtor has never been against the law as long as they don't give you exact information about what they are calling for, but they can relay a message with anyone with call back information hoping that you will get the message
Report by ang156 Long ago Unknown
if they are calling about a neighbors bill that is against the law.
Report by rudeboy Long ago Unknown
Yes, you are all right, it is Household bank, Yes! even if you are not late with your payments and even if you don't have a CC with them. First, if you have a card with them and are not late, they want to set up a payment, to help them with the cash flow.( So many people have defaulted) If you are late, I am soooo sorry they will not stop, from early in the morning till late at night and yes on sunday, even very early morning. If you don't have a card, maybe your a neighbor of someone who is late and they are trying to contact them. All of these calls are coming from over seas, when you frist pick up it takes a few minutes for the satelite to connect you so at first it sounds like no one is there, but there is. please note, most of these calls are from this 800 number, but wait, if they never get a peson on line, they will re-route they calls from a local area code in your neighborhood and it will say "Gateway Call" . lets say you live in a 212 area code, the caller ID will say Gateway Call and the numher will be 212-xxx-xxxx so you may think its a friend or other business call but it will be them. Good luck people I hope this information helps you
Report by Anon Long ago Unknown
The Do Not Call Registry does not apply to collection calls.
Report by BonBon Long ago Unknown
Does NO good I am registered!
Report by LadyD Long ago Unknown
Same here, I do not have any dealings with any credit card company still I get 20 calls a day from this company they ask for someone who doesn't live at this address, I have answered and told the person on the other end that this is a wrong number and the person just hangup and call again 10 minutes later, I have not answered, let the voicemail answer and have turned on my fax, still no messages have been left and they continue to call until 9:00pm and start calling at 8:03 the next day, it is very annoying, this has been going on for about six months and I am on the DNCR.
Report by java Long ago Unknown
Companies do not call that many times throughout the day for no reason. You obviously have something that that has to do with the company.
Report by justme Long ago Unknown
HSBC servivces credit accounts for many companies such as Home Depot, HFC, GM, Orchard Bank, Union Plus, Best Buy, and many others.
Report by T-Bird Long ago Unknown
After reading many messages I just called back the numberthat has been calling me, I pressed 0 and stayed on the line a girl came on and I told her to take my number off her d... list I have nothingto do with Capital One, she checked and said it was a wrong number and she would take it off.
Report by New York, NY Long ago Unknown
Same here.  Orchard bank. Late ONE payment... they're scratching for $15 USD... are you for real?  ugh. I missed one, and you'll get it on the next statement date... get over it, lol.
Report by MzDawgPawz Long ago Unknown
You hit the nail on the head. I get a ton of calls from this number as I am late ONE payment. It is Orchard Bank.
Report by didi Long ago Unknown
i have no credit cards of any kind nor do i want them why do they keep calling?!!!!!!
Report by David Long ago Unknown
You might want to check your store credit cards.  HSBC holds many of them.
Report by Lisa Long ago Unknown
I have been registerd with DO NOT CALL since the beginning.  For me, calls from this number just started a few weeks ago.  I have not and never have done any business with HSBC.  I have no clue why they would call me.  I have tried ignoring the number, tried answering it in hopes of telling them to GO AWAY.  No one is ever there.  I've tried to call them back.  But the number must not accept incoming calls.
Report by bunnywabbit Long ago Unknown
why don't you register with the do not call registry?
Report by Joe Long ago Unknown
They call me everyday from three different numbers. Each number calls   5-7 times a day. It is annoying and it is harrasment. I called to removemy number and after a removed it the machine said it could take up to 60 days to remove it from there system. Thats Bull Shlt
Report by Dallas Dunne Long ago Unknown
Be very carefull. This company tries to "sell" you services like shopping discounts, insurance, etc. to "fill" the card so you have no available credit, and they either own all the services they are selling to you or get a percentage. Its a control method so they reap all the benefits of having you as a client plus charging you a ton of interest so you may not be late paying, etc. they are just trying every trick in the book to fill up that card.
Report by Jen Long ago Unknown
I get an average of 12 calls a day from them. I just opened an account and am awaiting my first statement. They call to get payment before they have even sent a statement out! I am going to pay it off!! Hopefully they will not call anymore.
Report by java Long ago Unknown
Someone sold your information then.
Report by larr59 Long ago Unknown
get you a telezapper from ebay $25.00
Report by Diane Long ago Unknown
i know what you mean i was getting calls too if you have toast.net internet service it has a phone sevice that comes with there internet service for free then you can block the calls
Report by AHART Long ago Unknown
Could you forward info you have on how to stop these calls?  Thanks
Report by David Long ago Unknown
Please tell me about your solution ---- They are driving me nuts, and I don't even have an account with them.
Report by Orchard Bank Long ago Unknown
I too have an Orchard Bank credit card but have made my payments on time. Even though they are made on time I receive phone calls from HSBC at least 10 - 12 times a day. They never leave a message. If I answer and say Hello, they say Hello and hang up. I wish they would at least let me say something so I can give them a confirmation number of my payment that had been made ON TIME. I only have a cell phone so if you do answer the call it uses your cell phone minutes.
Report by Trish Long ago Unknown
I have never been late on my credit card until recently My Mother passed away and before I left to take care of the funeral arrangements,  I forgot to pay my credit card bill, Orchard bank and Now I get phone calls constantley the day i was in the Funeral Parlor they called my cell phone 17 times the day we buried Mom they called 26 times I am mourning you b*****ds.  I was so pissed I threw my cell phone in the lake    This is not right they should not be aloud to call like this.  Some body needs to do something.
Report by Amanda Long ago Unknown
The number is HSBC who services a lot of credit cards companies as well as best buy. Even if you keep all your card payments current it will not matter. If you close your card account it will not matter. They say that if you have ever done business with the the companies they service that it states in those lovely contracts that we agree to giving HSBC the right to solicit via the number we provided in the contract. They are legally protected and we have unknowingly given them the right to call us. I hate to be the bearer of bad news. I have simply saved their 800 number and their 713 number that they have been calling me from and blocked those numbers on my phone. That's how I quit getting their calls.
Report by Amanda Long ago Unknown
The number is HSBC who services a lot of credit cards companies as well as best buy. Even if you keep all your card payments current it will not matter. If you close your card account it will not matter. They say that if you have ever done business with the the companies they service that it states in those lovely contracts that we agree to giving HSBC the right to solicit via the number we provided in the contract. They are legally protected and we have unknowingly given them the right to call us. I hate to be the bearer of bad news. I have simply saved their 800 number and their 713 number that they have been calling me from and blocked those numbers on my phone. That's how I quit getting their calls.
Report by Lynn Long ago Unknown
Opps... I should have read further down.  Yes, it's linked to some type of revolving account.
Report by Lynn Long ago Unknown
I started receiving calls on my cellphone and found these posts.  The only thing that I can attribute to this is that I am a few days late on my Orchard Bank credit card to which HSBC is the servicer of the card.  Anyone else have the same common factor??  (They don't leave messages either and I have not picked up.  I'm going to be making a payment soon and will see if I continue to receive calls from this number.)
Report by Card Services Long ago Unknown
This number and about 100 other numbers are HSBC's consumer whitelabel credit division.You might not think that you have an account with HSBC, but if you have a revolving credit account with just about any major retailer in the U.S. you have an account with Household International, the parent company of HSB Consumer Credit.Some Retailers that 'buy' their credit from HSBC:BestBuyTargetWalmartNeimen MarcusMacysSteinmartFYEAnd about 100 others, so no you might not directly know you have a credit account with HSBC, but you actually do!Report them to who ever you want to, the only way to get rid of this predator is by paying off the debt and canceling the card, even then you won't be safe
Report by agent lady Long ago Unknown
We have been recieving these calls non stop latley on our cell phones.  Our numbers have been registered twice on the no call list in the past 3 years. Isn't it illegal for soliciators to call when our number is on the no call list?
Report by Red Rocker Long ago Unknown
Ana,  The best thing you can do at this time is to put all your phone numbers, including cell phone numbers, into the Do Not Call Registry.  Once you do that, give it the 30 days they request for this service to take hold.  From there, monitor all phone messages, write down all phone numbers give in voice mail, the time the call came in and of course the day/date.  Make as many complaints to the Do Not Call Registry as possible.  After alot of looking around, this phone number belongs to a place called Card Services.  I am assuming that this is a credit card company of some sort.  Make sure that you do not have a credit card through this company before filing any complaints.  If you do have a card through this company, it might be assumed that they are calling you due to some sort of solicitation or late payments.  Always document, document, document.  Its the only way to catch them at their own dirty little game.  I too am getting phone calls from not only this phone number, but a couple of others and sympathize with you 100%.  Good Luck.
Report by Ana Cabrera Long ago Unknown
Please share method used to get rid of these calls.  I am getting no less than 30 of these calls per day, even on Saturday and Sunday.  It is driving me crazy.  Thanks
Report by meyersgold Long ago Unknown
I'd like to have that information too. Since January 15th they have called 167 times. Its beyond annoying.
Report by connie clark Long ago Unknown
please tell me about this number
Report by sammie Long ago Unknown
randy can you tell us all how to get rid of these calls.....
Report by randy Long ago Unknown
i have had the same problem with this company and i got a solution for it as well because it is harsment i would be glad to give you the imformation you can text me at the hoo at randyt42025
Report by Diamond Long ago Unknown
These ba$tards call me up to 15 times a day.  Like many of you, I don't even bother picking up the phone (I don't pick it up for ANY "Unavailable" type call).  I am also, like many of you, a victim of getting these calls even on the weekends.  It doesn't matter the day, the calls begin early in the morning and continue until 10:00 at night.  No messages, so I'm assuming either the call isn't that important (so why call then??), or more likely it's computer-generated ( I HATE lazy-a** automation!).  Here's the kicker:  If it IS a credit card company, I don't even HAVE a credit card!  I've never owned one in my LIFE!  I have no outstanding debts or loans, and nothing on my credit report.  I wish I had Call-Block available in my area.
Report by ckf Long ago Unknown
I get calls all day long, Sundays, it doesn't matter, they never leave a message and shows no infomation on the caller ID.
Report by Pelican Lady Long ago Unknown
Put yourself on the "Do Not Call List"   If they are calling your cell block the number
Report by Kendra Long ago Unknown
Not entirely true. State laws supercede federal laws if they are stricter, such as Washington, which has a three-call-a-day rule. Doesn't matter if we speak to them or not. Also, one contact. If they hang up, talk to us or we leave a message, no more calls for the day. And, no more than three contacts per week. Debt collectors are supposed to know which states have which rules before they call. I also used to telemarket and our auto dialer would notify us if we were talking to someone who lived in a state where there are no rebuttals (you offer a service, the customer says no, and you say, "but Mr. Jackson, don't you know blah blah blah...). My point being, FDCPA laws are a minimum standard and states can issue standards higher than the federal ones. Best bet is to check with your states collection laws.
Report by No Name Long ago Unknown
sorry buddy but it is a violation of law and you CANNOT call 20 times a day even to those that owe you money, in fact more times then not the Judge will drop the owed payment in a heartbeat if they catch folks like YOU calling people 20 times a day. Once it goes to court the person can and does often enough file a counter suit, not only are the payments dropped that are owed but the harassing company has to pay a fine and debt to the person that they committed the offense to. You are trained to think that you are in your jurisdiction to do so but you can be suit collectively as a company and PERSONALLY too !!! I know I use to be a para legal for an ACLU attorney amongst other things.  No matter if it is a debt collector or not, you do not have the right to intimidate, nor lie on the phone, nor harass, badger or threaten with lies to get an address or anything of the sort. YES many of these debt collectors do nefarious things like sell the information to others as well, they have no idea how much damage they can cause by being as criminal as those that cannot pay their debt, actually MOST folks would pay if they could, if they do not its because our nation and world economy has been sold out and trodden under foot. Nobody would not refuse to pay if they had the money and YET bill collectors torment and harass, thank God there are some awesome judges that are doing their part to stop this. A criminal is a criminal no matter what side of the desk they sit on. Its criminal to harass, there are U.C.C codes that protect the right and liberty of people UCC Title 18 Section 241 & 242 explicitly states this. And a person can actually pay a heavy fine of thousands of dollars and jail time for doing it. Folks need to learn their rights and pursue them fully to stop crooks of companies from harassing, using their personal data and also for not following laws and rights of the person in debt, there are ways to handle it but harassing is not one of them... Got it  java... To those that need advice, go look up taping laws and then find out your state laws, usually if you are apart of the conversation you can tape, you can also just point blankly state to the collector hunter that you are taping and then see how they either turn their call to sicky sweet or hang up faster then tomorrow. They usually always state that you are being taped, you too can tape and let them know it too... This way when you they call and say Hi I'm with blah blah company, that will already be on the tape, then you can state up front you are taping too, then if they refuse to give you their name, their location, their extension, their supervisor , or any of it, you got a HUGE case for court !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!  taping is not illegal and often if you check the laws out they are very clear on it, you can also use the tape for documentation to keep your notes clear and write the entire tape down as well, so you not only have a tape but it in written form for the judge to view.. A good attorney will use it FAST, an unlearned one will not understand how to use tapes, most attorneys do though.
Report by Consumer Long ago Unknown
"They can call twenty times a day and it is still legal"Actually, no.  They cannot do this.  If either you or your fiance call me or someone like me who knows which end is up, like that, you'll find out exactly how expensive a mistake that was!  Not only is a calling schedule such as 20 times a day excessive by FDCPA standards, it is also a violation of telephone harassement statutes.Apparently you are not so 'well aware' of your limitations as you think you are."If there is a debt owed then we can call as many times as it takes to get you to answer. "Again, no you can't.  The law is that you are supposed to get something in writing - a demand letter - out to the person from whom you are attempting to collect within 5 days of that first call.  Substituting that legally required letter with more phone calls only makes you all that much more vulnerable to prosecution under the FDCPA.  It's $1,000 per call under the FDCPA and $1,500 under telephone harassement statutes.  If you don't believe me, see for yourself.  Contact the FTC and the FCC.
Report by lawmaker Long ago Unknown
It is a violation of F.D.C.P.A to repeatedly call consumers who do owe on a debt, and when a collection agency violates that law that collection agency can be fine up to $1000 per incident. It's called harassment!! And there are laws against this...Read up on it!!!
Report by SJ232 Long ago Unknown
Wrong!!! If you call someone contantly and they ask that you STOP calling and instead send a letter reuqesting recoupe for the dept...you HAVE to comply, stop calling and instead send them a letter. You can send as many as you want but if someone requests you stop calling there number and you continue...that's harrassement and is punishable by law. They can bring up chrages againts you and your company.
Report by X Long ago Unknown
Bullsh1t  you and your fiancee' can eat bird doo
Report by CCI Long ago Unknown
Actually, if someone answers your call and informs you that they only want to communicate through written correspondence, you can't call 20 times a day.  You would be breaking the law.You sound like another one of the revolving door employees who are given 2 hours of training.
Report by Linda1954 Long ago Unknown
Your incorrect in your notion that "your" company does not call on Sunday or requesting that my number be removed from their autodialer. I don't have a credit card or anything else with HSBC nor would I as they are crooks, however; they call me incessantly all day long. Either they don't know how to leave a message on voice mail or they just refuse. Mostly it is from overseas.
Report by Anon Long ago Unknown
So let me get it straight. If I were a collector and I called you 10 times a day you would like that. Just curious. Guess if the shoe was on the other foot it would be different. Collectors don't even use their real names for fear of being sued.  Call someone for a debt. Use your real name. Call once a day and BE NICE. Scare tactics are illegal but most people are suckers. The Internet has made collectors jobs more difficult educating people of their rights. It is not right that the statute of limitations has run out on the debt and the collection agency wants you to promise to pay something so the debt will reage to current. THAT TO ME is poor business and anyone doing that should be fired and the company they work for sued
Report by Bob B. Long ago Unknown
Actually, even if you owe a debt, you can tell a collection agency to not call you, and they must stop, but they can contact you in writing.  Federal law even limits those with legitimate debts from harassment.  Follow the law, or the next thing you know, legitimate debt or not, you're in court for harassment, and you wind up paying more in legal fees and judgments than the debt was to begin with.  Also, many collection agencies just call anyone with the same last name (I have a very common last name and get numerous calls fior others with the same last name) listed in the phone book. Upon the advice of an excellent consumer attorney in my home city, I work on the 3 strikes you're out system:  I document the incoming calls and will tell you twice you have the wrong person.  On the 3rd call, I contact  that attorney, and have a complaint filed.  I've won 2 of these cases that made it all the way into court, and I didn't owe the company a dime (I have 1 credit card which gets paid in full every month.)  A reputable collection agency can get what's owed to them by following the law.  The court doesn't seem to accept the "mistake" and "mixed up" defense, BTW.
Report by nogard0 Long ago Unknown
or you have a number which was used before. my case i have only had cell phone number for 5 months and i have never given it out. and it is for outgoing calls only (i.e., emergencies, etc.)
Report by java Long ago Unknown
Actually it is not a violation IF you owe a debt. They can call twenty times a day and it is still legal. My fiance and i both work for collection agencies and we are well aware of our limitations. If there is a debt owed then we can call as many times as it takes to get you to answer. We cannot call after 9 pm and where it is legal to call on a Sunday our company does not. You can report all you want, but once they investigate and find out it is an attempt to collect a DEBT it will go nowhere. We also DO follow do not call lists, so if you do not owe a debt and we still call you, you can request to be taken off the list. Sometimes there is a mistake in the system and phone numbers get mixed up. But one of the things I hear most is "Oh that's not my debt" in which case you need to investigate it because your identity has most likely been stolen then.
Report by ED Long ago Unknown
IT IS A VIOLATION OF A LOT OF LAWS YOU NEED TO REPORT THEM TO THE FEDERAL TRADE COMMISSION WITH THE DATES AND TIMES THEY CALLED , SORRY TO SAY BUT  IF YOU DONT  REPORT THEM YOU MUST LIKE GETTING THE CALLS.
Report by tweety Long ago Unknown
The same here for me....they call constantly but leave no message....it's annoying and harrassing...this should not be allowed....
Report by Bea Long ago Unknown
If you speak to them once a day, it is a violation FDIC law to call again.
Report by reality Long ago Unknown
How is that socialist? Do you even know what socialism is?
Report by Privacy Laws???  Foolish Woman! Long ago Unknown
How is calling your phone number a "PRIVACY" issue??? Can they see into your bedroom???  GOOGLE is a great tool! Please to use so you do not sound like foolish American socialist.
Report by DW Long ago Unknown
facist-socialist?????????????
Report by brython Long ago Unknown
Following the procedures set forth by federal law doesn't work, either. I've filed several complaints, but because I don't get detailed information from whoever is on the other line (because they hang up before you can get any such information out of them), the complaints are dropped by the FCC. "Not enough information," they say, even if you provide them the phone number, business name, and date/time of the call. I've NEVER done business with these snakes, and I'm on the NDNC List, too; NOTHING works.
Report by Sane Long ago Unknown
I hope you realize your rhetoric is just that...RHETORIC. These insane practices have been happening for many years. So blaming it on a president who has been in office for only 11 months is pointless and idiotic.
Report by Henry Long ago Unknown
HSBC is a foreign company and they do not care unless you file legal action. I have had with them . Keep filing. law suites against them.
Report by Family Guy Long ago Unknown
You don't know what you're talking about. We did file a complaint against HSBC with the BBB and they DID care that they had a report filed against them. They immediately stopped the calls and wrote us a letter of apology.
Report by It will do no good-Follow Procedure Long ago Unknown
What will is contacting proper authorities. Threats schmets. Only little people threaten others. Use the NDNCL, ATTY GENS, and FTC. Why waste time with baseless threats. The BBB has no control over phone calls either. HSBC could care less if they had BBB complaint. What you going to call their mother too??  Get real my American comrades. Now that you have a facist-socialist Presidente, it is time to TAKE ACTION. Stop Whining!  Peace to the Great Nation, USA!
Report by Heather Long ago Unknown
You do realize that if they are calling you after 9:00 PM that that is illegal? If they do it again, get the persons name id and the name of the agency from which they are calling from, then speak to a manager, get their name and ID number. Get an address of where you can send correspondence. I would threaten legal action and a report to the BBB. Create a cease and desist letter and copy it to a legal firm of your choice and to the BBB. If this doesnt stop the calls I don't know what will. But make sure you have documentation of when they called the number that they called from when you include this.
Report by JCS Long ago Unknown
The same thing is happening to me.  They call about 10X per day and when I answer the phone....they don't say anything and just hangs up.
Report by Mary Long ago Unknown
Sorry that happened to you I have been getting calls at lease 10 times a day and it is HS BC-they dont even bother to look at the fact that a payment is scheduled online....When I answer the phone they hang up on me and when I finally get thru to a Supervisor they are so disrespectful and unprofessional.  I think you should call your local news station and also file and complaint with the BBB-this harrassment has got to stop!
Report by angel snow Long ago Unknown
Exactly!  That is harrassing people-and they won't get money any faster either.  They are stupid
Report by Pauline Long ago Unknown
I agree. I work 3rd shift and they call me 10 times a day. When I do answer they hang up on me.
Report by Shelly Long ago Unknown
Exactly. I just got this new phone and new number and i get these random calls all the time. The voice goes "we have an important call for you, then there is a small noise, and it cuts you off.
Report by Jim Long ago Unknown
It's an auto-dialer.  If you wait long enough, and I'm not saying you should, you'll probably be connected to an 'operator' who is either a soft collector, hard collector, or marketer, depending on your situation.  HSBC probably doesn't care if you don't know the purpose of the call.    The silent period after you pick up is a delay caused by the auto-dialer's workflow.   As soon as an operator became available, it called your number because yours is the next one in the queue.  Unfortunately, if the 'operator' takes a break and doesn't tell the software to skip him or her,  the workflow software has to wait before sending you to the next available 'operator'.  To me, that's a blessing, because I assume it's an auto-dialer when I hear nothing.  So, I hang up.  Hopefully, HSBC won't receive any bail-out funds, because I'd hate to see them increase their 'operator' staff and bug the h*ll out of more people.  They've called me 5 times a day for the past week, even though  I've paid my credit card religiously.  Please on't bail them out!www.notosocialism.us.
Report by ouchthatburns Long ago Unknown
Well that is all depending WHY they are calling, if you have done business with them or their vendor, or given them (or a vendor they represent) permission to call, then DNC list does not apply.  As for teens this MAY be bit more fuzzy, however I think the same rules apply or if a parent/guarden gave them permission, the exception may be if you are under 13, but not sure what happens if a parent inadvertently gives permission.
Report by Tom Long ago Unknown
I got calls to and i just got this number last week brand new phone and all ready 8 calls and they don't stop
Report by Fred B Long ago Unknown
Funny thing about this number is it's not even my voice line they are calling.  You would think after getting a fax tone in their ears (whatever) they would get the hint.I think I will have to contact my AG (and they don't like me as it is :) )
Report by dino Long ago Unknown
it want do any good Iv'e try they still call late at night and if they get fine like you said they would go broke .The phone company want them to call that where att get it money from.
Report by Big Eye In Sky Long ago Unknown
It is auto-dialer calling. The will continue to call until you call and tell them REMOVE my number from all auto-dialer campaigns or your actions will be reported to Atty General (state), US ATTY General (federal), and FTC (Federal Trade Commission. If you do not do business with this group, please to place your phone number(s) on National Do Not Call List. Then they will have to pay fines if they violate your solace again! Peace to the People of the Great Nation, USA!!
Report by anne Long ago Unknown
I get the sam thing and am sick of it can' we stop these
Report by stampergirl Long ago Unknown
this place called me 10 times today, I have a credit card but not from them and my payment is not due yet.  I rush to answer it as they have been calling for the last several days.  I also say hello several times and then it goes dead this is driving me crazy as this call is to my cell number so I have to pay for it.  really stupid place
Report by Patricia Long ago Unknown
It doesn't matter if you pick up.  Tonight I got a call from this number and picked up the phone.  I said "Hello?" several times and then they  just hung up.  I don't see the point of calling constantly if they're not going to talk to me when I answer.
Report by Max Fein Long ago Unknown
I hope you've answered their call to see if you have a credit card you're not aware of.
Report by Kate Long ago Unknown
This number calls us CONSTANTLY. Literally 5 to 8 times PER day! Until as laste as 10:30pm and even on Sunday's. They NEVER leave any messages. We were relieved in a way to learn this is HSBC bank, but disturbed because we have never done any business with them and do not have any credit problems. I think calling more than twice in one day is a violation of privacy laws....
Report by T D Long ago Unknown
HSBC? I have no conection to them at all. Also a number 360-350-5282 calls 5 minutes after. It might be connected.
Report by Mr. Spivey Long ago Unknown
Do not call me
Report by Doug Long ago Unknown
IT IS HSBC !  Also known as Household Bank.  There is a class action suit on them, so maybe they wnt to get as many as possible to "opt-out".
Report by notgiven Long ago Unknown
Actually, they don't have to validate, but if they can't they have to cease collection activity, including remove it from your credit report if it's on there.  Some of them give you a hard time, but you can sue them.
Report by Grant Long ago Unknown
Lisa, by the laws stated in the fdcpa they have to.  I would try to send another letter but with fedex or another company like that.  by doing it this way you can find out when they received it.  i worked in collections for six months and hated every second of it, (i was told i was too customer service and needed to be more of an a**).  you can also send a cease and desist letter which will get them to stop calling but whatever debt will still be out there.  just Google cease and desist letter template and you can find an easy way of creating one.  The laws in the fdcpa vary state to state but overall are the same.  these people can only call you once a day (contact has to be made with the "debtor" or a message is left on the voice mail) and after that, its a big no no.  they can technically keep calling as long as a message isn't left or contact hasn't been made.  But at that point they are getting into harassment.  For an example, over the last three days i have received 15 calls from this number.  that is considered harassment and i will be going after them with a lawyer.  sorry for the wall of text.  if you, or anyone else, have any questions feel free to ask.  email is trueform28@email.com or ask here.
Report by Lisa Long ago Unknown
What happens if the company doesn't respond to the Validation of Debt request?
Report by Rights Long ago Unknown
Actually, you can send a "Validaton of Debt" request for any charges they say you owe. If they cantprove it, then you don't owe it.You can also send a "Cease and Desist", which prohibits them from contacting you at all, save for certain exceptions (listed in the FDCPA).That said, the latter should be a last resort if you owe a debt, as it often prompts legal action. The validaton of debt idoes help in the event that your debt has been sold to a collection agency, as they often can't provide documentation to back ther claim. When you send one, send it certified mail. They're not allowed to contact you again until the validate it, and they only have 30 days to do that.
Report by sef Long ago Unknown
Don't ever give any debt collector your name or address!! Armed with that information plus your telephone number, they simply apply the debt to you (if there really is one) or send you information about something that happened in the distant past and insist that it's really yours. And trying to get past that is a doozy.
Report by jason Long ago Unknown
is everyone paperless or what in this country?  send an invoice in the mail otherwise u aint getting s***!!!!
Report by ariel Long ago Unknown
Yeah they do they same to me, i have a 0.00 balance and they call me!
Report by Ruthie73 Long ago Unknown
They don't care my son is Autistic and they some how got hima a credit card that now I have to pay!!!
Report by kittieskarma Long ago Unknown
Because someone gave your number when applying for credit. I know, it happens to my son all the time, and it's the same guy.
Report by Minnie Mouse Long ago Unknown
I have three Capital One cards and have had no issues with them.
Report by Legit Long ago Unknown
And if you settle for 50% you better be prepared to receive a 1099A or 1099C in the mail the first part of the year, because they will declare the difference between what you owed and what you paid as income.  Not many people realize that when they offer to settle.  Alot of settlement letters will show up in mailboxes beginning around September of each year.  If you want to read a little more check here: http://blog.credit.com/2012/02/just-received-a-1099-c-dont-freak-out/
Report by Ken Long ago Unknown
Here's the thing about Capital One. They say they aren't like the others with fees, but they do one thing that no other company has ever done to me. If you max the card, and it goes over the limit during the finance charge addition, they will charge you for it. If you pay the minimum (which I did when out of a job), and it remains over the limit, they will again charge the overlimit fee. The overlimit fee is often more than the minimum required payment, so a person trying to slowly pay off the card just winds up deeper in debt. I said screw them, and stopped paying and put the money toward other cards. Now they are offering to settle at 50% of the total owed, which is about what it would have been if the fees had not been tacked on. I've dealt with more expensive cards, but no one has as poor customer service and fee handling as Capital One.
Report by ouchthatburns Long ago Unknown
Oh, also DNC list does NOT  apply or mean anything if you are their customer, or customer of a business/vendor they represent, or if you have given them or someone they represent permission to contact you.  Or if you are a minor, that a parent also may have given permission. DNC registry list no longer applies in any of those cases.  Truth is DNC list doesn't stop most calls as those calling now adays have some form of business relationship with you, even if you don't know it.DNC list applies ONLY applies to cold calling, and the people that do most of those calls do so from little 3rd world countries outside the US, making them hard to reach by government hands
Report by ouchthatburns Long ago Unknown
This is HSBC however a couple things you should know, this is one of their many white label numbers.  This means that if you own one of a 100 different credit cards or store credit cards , it is still under HSBC, even if you never heard the name before.ALSO HSBC/household bank was in trouble and they sold many of their credit card brands to Capital One, they are going to use the  "HSBC" brand apparently, but it is actually now under going transition to Capital One (and now owned by them).  Apparently the will continue to license the HSBC brand name for the cards, and all the numbers will continue to remain the same however.  If you have an affinity card like a branded card or one of 100's of store credit cards, I assume those are mostly going to Capital One too, however I know that the visa/mastercard ones are.Big new fact though.  I know they are sending out letters to SOME customers informing them of this, but not all.  I think it is mainly affinity programs that are getting the notice. As far as if Capital One is Better or Worse than the "orginal" hsbc/household bank, not sure, but as a rule seems that those brands that advertise a lot or use mass media tend to be lower rated in customer satisfaction, and never heard anything particularly good about Capital One
Report by Savannah Long ago Unknown
Me as well !!! they call me like litterally 14 times today -.-
Report by No Name Long ago Unknown
are you kidding, the company is not ethical, they have a SLEW of complaints, its almost certain it is not identity theft but them trying to do the thieving off the consumer to gather personal data, they will sell it to any affiliate gladly
Report by lohody Long ago Unknown
Have your parents run a credit check on you. Someone might be using your social security number.
Report by Nicole Long ago Unknown
this number keeps calling me don't worry & im 12 in 6th grade so dont worry
Report by Dave Long ago Unknown
If you don't wan to answer, then don't.
Report by Fang Long ago Unknown
Me too!!! They've called two times so far but i'm worried they'll keep calling. I don't really want to answer either...
Report by Pat Long ago Unknown
Inform your parents.  Someone may have gotten your social security number and opened accounts in your name.
Report by Morticia Long ago Unknown
If you're 13 and you're receiving calls from HSBC, it MIGHT be because your identity has been stolen. Have your parents go to http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html to find out what to do next.
Report by George Long ago Unknown
because you have a SS#
Report by Irene Long ago Unknown
I have been getting these calls for the last couple of days - several times a day.  If they are HSBC, they have been bought out by Capital One.  It does not matter if they are crooks, you are still obligated to pay the debt unless the court says you do not have to pay it.  If you don't pay it, they will come after you to try and collect.
Report by really? Long ago Unknown
really?
Report by Patrick Long ago Unknown
I don't believe I said anything about owing them money.  My credit score is fantastic, thanks for your concern.
Report by PSS Long ago Unknown
What I especially think is funny is that I am now on SSI/SSD and they can't touch that money no matter what kind of court order. So HSBC will not only not get paid by me they will further waste money trying to obtain money from me that in no way can they get.  Keep sending letters. Keep calling. Send attorneys to represent you in court. The bottom line is I have very little money and that money is social security and can't be touched.
Report by 3303 Long ago Unknown
It bothers me not owing crooks like this money. I have no legal obligation to pay a bill to an illegal drug business.  HSBC was in with the Mexican drug gangs who killed 60,000 people this year. As far as I am concerned HSBC is nothing but a company filled with murderers and I will never send them a penny to further their killing as that would be a sin.
Report by Yahweh Long ago Unknown
HSBC also entered into a business agreement that they would not defraud their investors.  Criminal acts were performed....and yet no one went to jail.  Now they will pay for their criminal acts with the money they collect from decent, ordinary people.  Probably will jack up fees and interest rates.  Their has been no sign of contrition on their part.  To them, the felony was just a business deal.If you borrowed money from an uncle...and found out he was using it to produce child pornography, would you continue to send him checks?  Paying them back is supporting a criminal enterprise.
Report by KB Long ago Unknown
So rather than sit on here and bi*** about it, pay your debt and cancel your card. Problem solved.
Report by Payback Long ago Unknown
Too big to fail even if they keep money belonging to some of the world's most dangerous criminals? Both the enemies and the ones who work for them deserve the death penalty.
Report by Brangelina Long ago Unknown
Capitol One which is part of ING is no better than HSBC who was helping launder Mexican drug cartel money.On June 12, 2012, the U.S. Department of the Treasury’s Office of Foreign Assets Control announced a $619 million settlement[10] with ING Bank N.V. to settle potential liability for conspiring to violate[11] the International Emergency Economic Powers Act (IEEPA) and the Trading with the Enemy Act (TWEA) and for violating New York state laws by illegally moving billions of dollars through the U.S. financial system on behalf of sanctioned Cuban and Iranian entities.Helping the Iranians who are terrorists. So it's either Mexican drug gangs or Iranian terrorists. either way you are supporting evil when you make any payment to these companies.  Trading with the Enemy Act!!!  These people are the enemy of the USA and some of these clowns want you to feel bad if you owe them money. Every dime you keep out of their hands could be another life saved.
Report by Angie Long ago Unknown
One could say that, but it wouldn't make them correct.
Report by hellride Long ago Unknown
"As previously pointed out, you entered into a business agreement with them when you accepted and used their card.""HSBC sold their credit cards to Capitol One"One could say that the agreement was with HSBC not with Capital One.
Report by kottonmouth420 Long ago Unknown
Whether our not you're a debt collector,I agree with you.These people are mad because they get calls because of debts they refuse to pay. Very well said.
Report by Tomangelina Long ago Unknown
BWHAHHAHAAA  Just like looking thru glass.
Report by tommy Long ago Unknown
you didn't seem to have any moral obligation to spending that "dirty" money.  just another typical freeloader who won't ever have anything good in this life because you don't take responsibility for your actions.  any job is a good job; better than living on welfare.
Report by Brenda/Angie Long ago Unknown
You don't seem to be able to keep your ID's straight. It looks like you are a liar and the you came here because of a late payment won't work because if you paid it why are you coming back to this board.  You are a scumbag debt collector and maybe you should get a real job instead of one where you harrass people for a living.  The bottom line is you won't get a penny from me and it does not bother me because HSBC is a drug laundering criminal enetrprise and supporting killers like HSBC is immoral.  Waiting for your next lame attempt.
Report by Brenda Long ago Unknown
Additionally, when did I ever say I had good credit?? Perhaps you should stop reading into things and get busy getting an education and a job instead of blaming everything on your ex husband. You have just as much liability as he.
Report by yahweh Long ago Unknown
You are so obviously a debt-collector. How much do they pay at the collection agency you work at?  What's the matter...cant' get a real job?  Mickey D's is hiring, bet you'd look cool in the brown uniform. Repeat after me:  "Do you want fries with that?"
Report by RDW Long ago Unknown
I bet you are one of those people that won't think before you talk, circumstances causes many problems, people get fired, layed off, jilted, ill health and a hundred more reasons not to have money to pay their obligations, most people don't deserved to be harrased by these right-fully called slum-bags. Suppose you were faced with a heart trans-plant bill of $250,000 and called 20 times a day for a credit card bills you can't pay. What comes first, rent, lights, food. You need a course in human nature and understanding.
Report by Peace Long ago Unknown
A medical sonographer - aka xray tech - maxes out at about $45,000/year.  I got on this board  because HSBC bank called my cell today.  For the first time since I owned the card, I forgot to make a payment.  I only owe $40 bucks but am 16 days late on my minimum payment of $10.  So, I'm a nurse with an MSN, living in CT who made over $100K last year.  I drive a $20,000 car.  Damn....had I known I can own a BMW/Mercedes or whatever it is you drive, I would have foregone my 8 years of schooling and become a medical sonographer.
Report by LOL Long ago Unknown
Maybe Gunnar should check his/her usage & spelling of there/their.
Report by Brammy Long ago Unknown
So you are a wealthy LA songrapher with a $100,000 car and you don't even know that I is capitalized. I would think some sort of education is required for that position. From the looks of your posting Gunnar described your stupidity very well and you lived up to that description. No doubts that debt collection was the only job you were qualified for.
Report by tommy Long ago Unknown
you know debt collectors? well i'm not one. i'm a diagnostic medical sonographer in los angeles, NOT a debt collector. i am not a low-life. i have a very successful spouse, and we have two homes, and two luxury cars- one that cost over $100,000. why are you people so paranoid that everyone standing up for a debt collector is secretly a debt collector posing as somebody else. you have issues. i'm leaving this conversation now, because i have to go to work, at the HOSPITAL. you can troll around these pages, attacking people or whatever you need to do to make yourself feel relevant. i stumbled upon this page trying to figure out who was calling me, and discovered a snake pit of people who are avoiding their debts. how did you end up here? it doesn't matter anyway. your deranged mind has your own version of the truth and whats right and wrong. you have an out of control hatred for debt collectors, which means you probably have been delinquent before. good luck with your life. i have a feeling that you probably need it.
Report by Gunnar Long ago Unknown
Sorry to burst your bubble there 'Tommy'. I don't owe a single penny to anyone, for anything. The only debt I maintain is for business and tax purposes. Of course, I don't expect you to understand that any debt can be advantageous. You're just a low-life debt collector and the only thing you'd know about taxes is how to fill out a 1040 and wait for your refund check. So 'Tommy', do you actually think the people here are looking for a 'free ride'? They are not. The vast majority of people here have been victimized by sleazy debt collectors. Debt collectors who are incapable of getting honest work. Scum who have felony records and/or substance abuse problems. Dirt-bags who convince themselves that sitting all day on their fat, lazy behinds trying to con people out of money is a real job. Debt collectors who lie about what they do because they know what they are. Losers. You see 'Tommy', I know debt collectors. I've been in court rooms with more than a few. As a Plaintiff, not as a Defendant. It's always easy to spot a debt collector in a court room. The only ones there looking slimier than they are are their half-drunk Attys. And if their Attys. are only half-drunk it means it's still morning and the counselors haven't drank there lunch yet. Before you start mentally composing your reply 'Tommy', know this. I've never taken a pay-day loan. I've never even given it a thought. Like most people I have problems, but money is not one of them. I've never been sued and I can honestly say that there is not a soul on this planet who would be able to conceive of a reason why I would be. But I have been forced to legally pursue frauds who have been foolish enough to think that the people they prey upon are just as worthless as they are. The one shining asset that most debt collectors share is there incredible arrogance and there equally impressive stupidity. Debt collectors employ people who are even dumber than they are. That includes their Attys. Which is why the only times you'll see debt collectors in court is when they've been served. Or arrested. You want to applaud debt collectors 'Tommy'? Then spin your chair around and give all your fellow vermin in the boiler-room a big hand. Then try and get all their real names and phone numbers. You're sitting on a gold mine there 'Tommy'! Debt collectors are by far the biggest dead-beats in existence. Not that you'll ever collect a dime from them. If they had anything (or any pride) they wouldn't be debt collectors. But you are right 'Tommy'. There is no free ride. Debt collectors know this very well. They're always slinking around looking for bus fare.
Report by tommy Long ago Unknown
you people need to lay off debt collectors. it isn't their fault you don't live up to your obligations. you borrowed money, you had fun spending it, now pay it back. to me, it is the debtors, not the collectors, that should be ashamed of themselves.  i'm on here because i forgot to send a payment and wondered who was calling me.  i'm embarrassed that i'm late, as should all of you whiny bi****s that blame the collector.  you don't get a free ride in this life.  i'm sure the collector doesn't love their job, but they understand that any job is necessary to survive, pay their bills, and not sit around bitching about it.  i applaud them, and would do it myself if i needed to.  better than living off the government, borrowing money from creditors, and not paying it back.  freeloading a***oles.
Report by Gunnar Long ago Unknown
Actually a debt collector is not one step below a fast food worker. A debt colector is far below that. The 5$ crack w***e on the corner has a social position well above that of a debt collector. The w***e at least provides a service. A debt collector provides nothing. He is there to enrich his bosses and make a few meager dollars for himself.Put simply, the only organisms on this planet lower than a debt collector are the outright crooks working out of India, Jamaica and the Dominican Republic.
Report by Brangie Long ago Unknown
"Everyone has to have a job and in this economy some beggars can't be choosers as the saying goes."  Actually if you were educated you would not be begging for jobs they would be begging you.  Obviously debt collection is one of the few things you are qualified for and should be thankful some fool would even hire you. Debt collection one step below a fast food worker.
Report by Willy Wonka Long ago Unknown
You Get Nothing!
Report by Angie/Brenda Long ago Unknown
So let me get this straight. You expect us to believe that you are just late on a payment and yet you keep coming back to this board to comment on others. Does this lie make sense? Of course you are a scumbag debt collector. My God you are not even smart enough to remember your ID.  Now when you try and comment on this post you better think of a good reason you are checking on this board.  Let me explain another thing to you because I think you don't understand much. The 6 or 7 calls a day are forwarded to a cell phone that does not ever ring. I check it at the end of the day and laugh at all your lame attempts to contact me. You won't ever see a penny of my money.
Report by Angie Long ago Unknown
Actually, I looked up this number because they called me. I am late on my payment. Doesn't matter why, but I do feel it is an obligation that I owe and it seriously ticks me off when others don't feel they shouldn't pay.As far as your comment that debt collectors are scumbags: if you owned a business and someone owed you money, wouldn't you want someone to collect that debt for you? Or are you so nice you'd just like to give things away? Everyone has to have a job and in this economy some beggars can't be choosers as the saying goes. Don't be stupid. Also, the "husband made all the debt and left me with it" is a tired excuse. Own up to your responsibility.
Report by Brenda Long ago Unknown
I always wonder why someone with good credit would even be reading these boards??  Sounds like a debt collector arguing their case. I wonder even more what kind of scumbag would choose debt collection as a job???My debts were incurred when my a** husband left me with nothing and stole what little I have. Am I as much a slimy person as this bank which apparently helped mexican drug gangs with their drug trade.  If you are not aware of it people are being murdered in this drug war in mexico.  I don't think my failure to pay a $500 debt compares to the murder of people in mexico. Maybe in your twisted world it does but then I can't imagine anybody who would choose debt collection as a way to make money unless they were the type of person who feeds on the pain of others and then I bet those murders in mexico actually make you feel good.
Report by Angie Long ago Unknown
More than morality for them. As previously pointed out, you entered into a business agreement with them when you accepted and used their card. Looks like you're just looking for a excuse to not pay your debt which makes you almost slimy as they. Besides that: HSBC sold their credit cards to Capitol One so you don't owe HSBC anymore, you owe Cap One. Stop making excuses.
Report by Sean Long ago Unknown
A bit more than morality involved here. HSBC was in business with drug dealers. That is illegal and not up for a morality test. They said they were sorry as if that is enough. I am sorry I can't pay back my debt. That should suffice.
Report by hellride Long ago Unknown
Crooks that lend you money on their s****y credit card with your s****y credit you signed up for with your social security number. Doesn't mean you don't owe them money because you don't agree with them morally, still a legal business agreement
Report by Patrick Long ago Unknown
British bank HSBC has agreed to pay $1.9 billion to settle a New York based-probe in connection with the laundering of money from narcotics traffickers in Mexico, U.S. authorities announced Tuesday.This is who you support when you give HSBC any money.  They are crooks and you have no obligation to pay them any debt owed.
Report by Michelle Long ago Unknown
They called me Friday, Saturday, and Sunday morning starting at 8:01am until 9:00pm.   5-6 times a day.  By law (at least here) they must stop calling if you tell them you do not wish to receive anymore phone calls from them.
Report by Judi Long ago Unknown
4 times in 15 minutes for me!
Report by MtTomb Long ago Unknown
Likewise, no one ever here by that name, first time I've ever gotten calls for such a person.  When I tried to explain this to the lady today, she talked over me and hung up.  Calls x5 so far, in 3 days.
Report by Noelle Long ago Unknown
Same here.They keep asking for this person && I've told them that I don't know anyone by that name && they keep calling.
Report by Foxx Long ago Unknown
But. I'm 13?Why would they be calling me?
Report by Nina Long ago Unknown
It's HSBC.  I'm not even late on my payment.  But they keep calling me.  I think they want me to enroll in some kind of protection for my credit card. That's probably why they call you.
Report by Sarah Long ago Unknown
This number calls constantly. 3-4 times a day the phone rings and we rush to pick up. The caller id says Unavailable so we wait if they leave any message but there aren't any. If there was something important my guess is they would leave a message.

Leave Remark For (800) 684-8429

If you understand that possesses (800) 684-8429, please do not hesitate to publish it as well.

Latest Reports From Similar Phone Numbers.

701-217-1007

2 Report Long ago Unknown
Just got this, no message.  I have already told myself I don't CARE what the political persuasion is, anyone who sends me a call like this, once I find out who it is, does NOT get my vote.  I'd skip the line first.

701-217-1007

2 Report Long ago Unknown
This area code is North Dakota, not North Carolina.  It's an early vote message.

571-522-2007

20 Report Long ago Unknown
didn't recognize the number so i didn't answer.  mine is cell phone, but not on contract.  how do they get our numbers.. and  i'm not wasting 25 cents a minute on them.

571-522-2007

20 Report Long ago Unknown
CALLED MY CELL PHONE AND TXT TOO!F*** THIS S***!

571-522-2007

20 Report Long ago Unknown
Got a call about 1 minute ago from this #.I'm on a cellphone, 864 area code

571-522-2007

20 Report Long ago Unknown
got the same call right now from the number all in Spanish.

571-522-2007

20 Report Long ago Unknown
Same deal... Spanish-speaking male voice, previously recorded. I don't speak Spanish, so I don't understand what is being said and hang up as soon as I realize.  I've had probably 7 calls in the last 2 months.

571-522-2007

20 Report Long ago Unknown
Got a call from 571-522-2007 at 9:34 am on Sept 10, 2007. I didn't answer the call and no message was left. I called the number back and  got a recording after one ring that stated: "This is a travel related call. If you wish to recieve more information, we will contact you shortly." I have not traveled lately and my number is only known to a handful of people.

571-522-2007

20 Report Long ago Unknown
Got a call from this number on my CELLPHONE about 2 hours ago!  I hate that.  I didn't answer though.

571-522-2007

20 Report Long ago Unknown
Just got a call from this # too. Very weird.  Just disconnected cos I don't speak Spanish and it seemed like a scam.

571-522-2007

20 Report Long ago Unknown
I received a spanish call from this number and redialed with my Caller ID OFF.  They said to "Select 1" if I wanted to be put on their Do Not Call List, however, they then said I needed to enter my phone number after the beep, which I did.  I then was told, via recording, This call is being disconnected.I am filing a complaint with the Federal Trade Commission or whomever handles these things.

571-522-2007

20 Report Long ago Unknown
Just got a call from this number on my direct line at my workplace--didn't have a chance to answer, no message left.

571-522-2007

20 Report Long ago Unknown
if i dunno the number i dont asnwer... if someone needs to talk to me leave a message or call back!. fkng telemarketers!!

571-522-2007

20 Report Long ago Unknown
Didn't get a chahce to answer, no message.  Number is out of VA.

571-522-2007

20 Report Long ago Unknown
Got the call from this number just now.  Seemed to be some telemarketing recording in spanish.  Who are they!?

571-522-2007

20 Report Long ago Unknown
I was too busy to answer the call and planned to call back but I have no need to talk to Osama.

571-522-2007

20 Report Long ago Unknown
I just got the call also. Nothing said and then it disconnected. It must be Osama.

571-522-2007

20 Report Long ago Unknown
Hang up. No message. Is this a site a scam for more telemarketers to utilize? hmmmmm.Tired of it. CEASE AND DESIST. PLEASE!  Maybe it is Osama dialing for more 'grecian formula'for his tacky beard?????

571-522-2007

20 Report Long ago Unknown
i also got a call from this number and no word at all was spoken, the call was just hung up by itself as soon as i picked up and said 'hello'.

571-522-2007

20 Report Long ago Unknown
just called and hung up not sure who it was or what they wanted !!!

571-522-2007

20 Report Long ago Unknown
Rapid-, Spanish-speaking male voice, said something about Mexico. I don't speak Spanish, so I didn't understand anything else. Probably a recording. Called just once (so far).##

571-522-2007

20 Report Long ago Unknown
This is a call from travel telemarketing company. I'm stocking up on ammo for when legislation is passed to allow residents to execute telemarketers for calling numbers that have not given them written permission to call. To me it’s like hearing a noise and realizing someone is in my house without my permission. No questions. Shoot on sight

314-558-6685

20 Report Long ago Unknown
I don't pick up calls with numbers I don't know... 314 558 6685 keeps calling my phone too... I figure if it were important they'd leave a message... like if it was actually a collection agency, they would leave a message, as far as my experience and understanding goes with collection agencies... anyone else agree?

314-558-6685

20 Report Long ago Unknown
got a call from this number at 6:56pm was on the other line, glad I did not answer

314-558-6685

20 Report Long ago Unknown
called me in the middle of the my managment leadership class, ignored call immediately, teacher was p-od, call recieved at 6:20 pm

314-558-6685

20 Report Long ago Unknown
recorded message of survey company

314-558-6685

20 Report Long ago Unknown
this number called my cell phone at 4:29pm MDT, no vmail.  glad i didn't answer, must be a busy little dialer or a scam no doubt.  seems to be from IL/St Louis area. I'm in Colorado

314-558-6685

20 Report Long ago Unknown
Got a call from this number 6/15/08 at 3:27 PM. Didn't answer, no message left. Seems like they've been busy today. (I'm in college on the weekends, so this really ticks me off. This came in while I was taking a mid-term.)

314-558-6685

20 Report Long ago Unknown
Just number in display, claims to be a market research firm.  Called back from skype, company name is merith (sp?) research or so they say...No message left.

314-558-6685

20 Report Long ago Unknown
No commentrs

314-558-6685

20 Report Long ago Unknown
I just got a missed call at 3:06pm EST from this same number but didn't answer. They didn't leave a voicemail and haven't tried calling back since.

314-558-6685

20 Report Long ago Unknown
Received call at 2:14pm EST. Answered call out of curiosity.  "Abby Lukifer" called me by name.  Loss of signal ended the call.  Fortunately, I see.

314-558-6685

20 Report Long ago Unknown
received a call @ 3:20 pm on 6/15.  I answered they hung up; I won't answer again,

314-558-6685

20 Report Long ago Unknown
They are NOT legitimate if they claim to be Bank of America when they call and their caller ID information indicates something like "Maritz Research".  For all I know they could be debt collectors because they asked for the guy who owned this line before me but regardless, you don't suggest that you say that you're from Bank of America when the truth is that you're working in some capacity *with* Bank of America or even to collect a debt.

314-558-6685

20 Report Long ago Unknown
"This IS a legit business.  They are a marketing company who are always looking for new people to sign up as reps who will do marketing research in the needed areas."Oh, they must be legit if this is how they operate.  Give me a break.

314-558-6685

20 Report Long ago Unknown
This IS a legit business.  They are a marketing company who are always looking for new people to sign up as reps who will do marketing research in the needed areas.

314-558-6685

20 Report Long ago Unknown
I have received several calls over the past two days from this number.  I do not pick up and they do not leave a message.

314-558-6685

20 Report Long ago Unknown
got a call from "Marion Wood"  from Bank of America from # 314-558-6685; I automatically hang up since I am not even a customer of theirs; what time wasters

314-558-6685

20 Report Long ago Unknown
caller id shows Saint Louis, Mo. - that is all.  No one answered the call and no message was left.

314-558-6685

20 Report Long ago Unknown
This is the toll free 877-462-7489 call in and don’t be afraid or shy to express how you feel about them invading your privacy

314-558-6685

20 Report Long ago Unknown
call from same number.. on the id it was some sort of survey company. Most likely the mask of a collection agency wanting u to pick up the phone.. we are smarter than that though

314-558-6685

20 Report Long ago Unknown
Got a call from this number 1-314-558-6685 at 5:10pm 6/12/08. Didn't answer. Caller ID showed debt services. I have no debt, so unless someone stole my identity I have NO clue why they would be calling me.

888-223-4801

31 Report Long ago Unknown
Found these posts on Rip-off Report:From someone claiming to have worked there:http://www.ripoffreport.com/reports/0/456/RipOff0456661.htmFrom a person that had dealings with BCN:http://www.ripoffreport.com/reports/0/442/RipOff0442259.htm

888-223-4801

31 Report Long ago Unknown
http://800notes.com/Phone.aspx/1-980-939-0260

888-223-4801

31 Report Long ago Unknown
First of all - YES THE GOVERNMENT will do something WHEN and IF they get enough complaints!  The problem is most people will come here and vent - BUT NEVER FOLLOW THROUGH TO THE AGENCIES with Formal complaints. They want it stopped but refuse to do anything about it!

888-223-4801

31 Report Long ago Unknown
unfortunately contacting ANY authority, be it the sheriff's office, the state's attorney, the state department of consumer affairs, the FTC, the FBI or whatever, no one listens and will do something---NO ONE!  All those agencies have more high profile cases to work and will readily pass the buck!  Happened to me and a yr ago I spent much of my week on trying to research this type of thing.What I found out was they are apparently researching the genealogical databases and college alumni associations since just yesterday they called a distant relative who doesn't even use her maiden name (she's been married for 9 yrs btw).  The idiots call saying they are investigators (but refuse to identify any law enforcement agency they work for) and that a complaint has already been filed in "** county" and if information is not immediately furnished as to how they can contact the person, a sheriff's deputy will be dispatched to serve a warrant.  In my case no complaint has been filed--ever.  They refuse to say what the complaint is or if a debt collection effort who the creditor is/was.  They sometimes say it is a federal felony like interstate mail fraud or grand larceny and if the person will only call and make a payment by credit card over the phone it'll all just go away.My opinion is that this is a scam.  If you are dumb enough to furnish a payment and a credit card number, not only will they have the money which they may or may not legally be entitled to, but also any statute of limitations for keeping a claim active will have been voided and the clock will start ticking again if you pay even a cent to them.  Where I'm from, credit card debts are collectible for 4 yrs after the last payment unless a court action has been instituted--and non payment is not a criminal matter, but a civil one, according to my attorney.  So respond to get them off of your back and you have just given them an extension of 4, 5, or even 7 yrs to harass you for payment in full, even if you thought you had an agreed upon settlement.  I'm not an attorney but I've been around the block a few times and I retained an attorney when this happened to me last yr.  A Pox on all these scoundrels and their seed!One collector identifies herself as an investigator, Sarah Williams with BCN--don't know the number the call comes from, and is rude, not well educated, uses poor grammar, sounds as if she was reading from a script and gets flustered when confronted as she was by my grandniece who gave her no information.  The other left a message on an answering machine with this number to call back and a caller ID of BHI Financial with case number ***** and said a civil complaint had already been filed but not where or how it was styled, using a nickname I occasionally use but it's not my legal name and of course any suit would have to be in my legal name.

888-223-4801

31 Report Long ago Unknown
After looking at those other threads, I bet it's a matter of time until shills for this company start posting bogus messages here about how BCN got them.  It'll be a tale of "oh, if I'd only settled with BCN when I could have, I wouldn't be paying $X more that what BCN had offered as settlement."Folks, if you get a threatening call from these folks, contact the FTC, the Charlotte BBB, and your home state's consumer protection agency.

888-223-4801

31 Report Long ago Unknown
Refer the threads below for other's experiences with BCN Recovery.http://800notes.com/Phone.aspx/1-866-545-9413http://800notes.com/Phone.aspx/1-704-780-1700http://800notes.com/Phone.aspx/1-704-323-8978

888-223-4801

31 Report Long ago Unknown
GOT A CALL FROM THEM ON MY ANSWERING MACHINE TODAY.. THE NEW NUMBER IS 1-888-223-4801.  SOMEONE NAMED SHARON LESH. EXT. 304.  SOUNDED LIKE A SCAM TO ME!!!

888-223-4801

31 Report Long ago Unknown
Appears there might be a new number being used:(980) 939-0260http://whocalled.us/lookup/9809390260

888-223-4801

31 Report Long ago Unknown
I have continued to get my family harassed by people claiming to represent  Greenman Schneider and associates at many of my family's places of residence. If this legal firm really exists, what state are they licensed to practice law in?? what bar association are they registered with?

888-223-4801

31 Report Long ago Unknown
yes, i am a former employee of this company who was fired unjustly. I told them that i would do everything in my power to bring them down & i meant just that. I am not a thief, the whole thing was a misunderstanding!& i want an apology & some compensation or I will keep on!

888-223-4801

31 Report Long ago Unknown
listen up a***ole, if you people are really working for an attorney then why can't you tell me what state they are licensed to practice law in? If I really owe someone money then where is the court decision against me? there is no Greenman Schneider & assoc. anywhere in the world that is why !! so what bar association does gman schn. & assoc belong to? It's time to stop threatening me I don't owe anybody anything

888-223-4801

31 Report Long ago Unknown
listen up a***ole, if you people are really working for an attorney then why can't you tell me what state they are licensed to practice law in? If I really owe someone money then where is the court decision against me? there is no Greenman Schneider & assoc. anywhere in the world that is why !! so what bar association does gman schn. & assoc belong to? It's time to stop threatening me I don't owe anybody anything

888-223-4801

31 Report Long ago Unknown
still standing!

888-223-4801

31 Report Long ago Unknown
Shazbot said this is just your tale that you're telling.  I'll bet she still might pop up here after the date you stated, May 20th.

888-223-4801

31 Report Long ago Unknown
Isn't Shazbot just informing your clients where they can contact you or send correspondence?  Are the physical&  maildrop / box address information, previous business names, and phone numbers incorrect data?

888-223-4801

31 Report Long ago Unknown
GET A LIFE LOSER!!!!

888-223-4801

31 Report Long ago Unknown
I think you might have picked up a piece of malware from elsewhere, but not from here.

888-223-4801

31 Report Long ago Unknown
What "phishing" programs?  Do tell!

888-223-4801

31 Report Long ago Unknown
Is that why you people keep calling me at work and my relatives to get money against a debt which is not mine? because some of your people aren't honest? I can believe that but not in the case of this person, shazbot performing a public service. By the way folks if you report on these threads be aware that bcn has attached "phishing" programs to the addresses so be careful

888-223-4801

31 Report Long ago Unknown
BCN recovery or financial or whatever has estranged me from my family by saying they are employees of Greenman Schneider& assoc. a non- existant legal firm who has continued to harass me at work, home, and calling all of the family members with my last name that they can find all to pay off supposed credit cards and bad checks that I do not have or write. I do not have any credit cards, and never have I do not believe in them. I do not have a checking account and haven't for 20 years and I do not live in N. Mpls. like they say i have been writing the checks from, and they also claim they have a decision against me but can't tell me where so I do not know why they are continuing to do this as I have contacted the MN State Attorney's office regarding this harassment.

888-223-4801

31 Report Long ago Unknown
(updated 05/15/2009)This is from another forum, re-posted here for reference:(updated 05/15/2009)The legal name and physical address of this company isBCN Call Center Inc.5820 E WT Harris Suite 215Charlotte NC 28215Mailing address7209-J E WT Harris BlvdSuite 121Charlotte NC 28227According to documents filed with the NC Secretary of State ( http://www.secretary.state.nc.us/corporations/Corp.aspx?PitemId=9018946 )the president of the company is Darren L. Abrams, Jr.Customer Contact:  Mr. Mark Coulston - (704) 780-1700Operating names: BCN Recovery (current)(website at http://www.bcnrecovery.com ) BCN Asset Investigative Services  (aka BCN Claims Services) BCN Claims Services  (old website at http://www.bcnclaimservices.com) BCN Financial, Inc.  (old website at http://www.bcnfinancialinc.com)Known phone numbers for the company:(888) 223-4801 (current toll free number)(866) 545-9413  (old number ?)(704) 780-1700  (old number ?)(704) 323-8978  (old number ?)(888) 632-2757  (facsimile line)There may be others, but if you're going to call them, do it on their 888 number.  Let them pay for the call.It has the following websites:http://www.bcnrecovery.com (current website)http://www.bcnfinancialinc.com (website down)http://www.bcnclaimservices.com (website down)

888-223-4801

31 Report Long ago Unknown
Folks, as it appears Shazbot is canned, there's an opening at BCN, you can get a job there too!http://profile.myspace.com/index.cfm?fuseaction=user.viewprofile&friendid=371234252http://charlotte.heyclassifieds.com/jobs/other/2764/debt_collector

888-223-4801

31 Report Long ago Unknown
Maybe that's what BCN means?  Or Better Call None?  Been called by BCN?  For what do you think it's an aconymn?  Concerned Employee, what does it mean?  Why does the DBA change so often?Buffalo style wings are popular in Charlotte, I bet.  Buffalo, NY style, boiler room collections doesn't.

888-223-4801

31 Report Long ago Unknown
Its a ploy used by collection agencies that have been sued over and over for illegal collection practices.   They get a fine - which is just a slap on the wrist - they change the business name and go right back to breaking state and fed laws to collect debt they ARE NOT LEGALLY ENTITLED TO COLLECT. JUST LIKE THE COLLECTORS IN BUFFALO!

888-223-4801

31 Report Long ago Unknown
MAYBE THIS ISN'T A SCAM, BUT IT SURE SEEMS TO LOOK A LOT LIKE THAT DATELINE STORY FROM A WHILE BACK.  JUST LIKE THEM "COLLECTORS" IN BUFFALO NY.  WHY DO BCN HAVE SO MANY NAMES?>  WHAY DO BCN STAND FOR?

888-223-4801

31 Report Long ago Unknown
Really?

888-223-4801

31 Report Long ago Unknown
"Shazbot" is a former employee of this company who was terminated for several reasons. The most serious reason was she stole people's credit info to illegally enrich herself. She is currently awaiting a May 20th court date to answer for these charges. Therefore, she is not constantly writing negative things about this company out of concern, but she is doing this out of pure hatred & rage; and because she is disgruntled and currently unemployed (no one wants to hire thieves)

888-223-4801

31 Report Long ago Unknown
Left out their dba... BCN Recovery.  Their corporate name is BCN Call Center, and they're in Charlotte, NC.  They've been previously been known as: BCN Financial, Inc., BCN Claim Services, and BCN Asset Investigative Services.  The website for BCN Recovery is virtually identical to the one for the recently disappeared BCN Asset Investigative Services.

888-223-4801

31 Report Long ago Unknown
The new website for this company ishttp://bcnrecovery.com/

888-223-4801

31 Report Long ago Unknown
This may be this company using a new toll-free numberThe legal name and physical address of this company isBCN Call Center Inc.5820 E. WT Harris Suite 215Charlotte NC 28215Mailing address7209-J East W.T. Harris BlvdSuite 121CharlotteNorth Carolina28227According to documents filed with the NC Secretary of State ( http://www.secretary.state.nc.us/corporations/Corp.aspx?PitemId=9018946 )the president of the company is Darren Abrams, Jr.Known phone numbers for the company:(866) 545-9413(704) 780-1700(704) 323-8978There may be others, but if you're going to call them, do it on their 866 number.  Let them pay for the call.It has the following websites:http://www.bcnfinancialinc.com (website down)http://www.bcnclaimservices.com (website down)

888-223-4801

31 Report Long ago Unknown
I received a call from this Number on Friday, 4/24/09 for John White.  I knew this wasn't right.  I called this number on 4/27/09 at approximately 5:45pm.  Found out that case #CAP24802 belongs to John R. White.  This is my ex-husband.  We have not been together in 11 wonderful years.  I found out that he has put me down as a reference.  I instructed the Rep that took my call to remove me from their list of references for I will not provide a good reference since he had stolen my SS# in the past to try to get telephone service.  Although I filed a report with the local Sheriff's office, nothing came of it.  However, if I get another call for this John R. White, I will proceed with whatever steps I need to get my name off the case number listed above.

312-227-0165

1 Report Long ago Unknown
Saw your # on my caller I.D., but no name. Just curious~ (and I KNOW what curiousity did to the cat~ :) )

858-499-0361

7 Report Long ago Unknown
This is the City of San Diego Probation office.  They called me to let me know my friend's wallet was turned in.  They aren't connected to a collection agency or anything shady.It's probably important, if they are calling you.

858-499-0361

7 Report Long ago Unknown
it is the city of san diego scam line used by city codes and inspecters also city collections and prosses servers,,,they want your address or to locate you. they will lie and say they are a customer or any to get the info. i know because i work for these people. if you are smart hang up or give an fause address the number 858-499-0361 dose not exsist but the are located in kerney mesa. i will get you proof and an address and a real call back number

858-499-0361

7 Report Long ago Unknown
a guy called and wanted my address. i called the number back and it was disconected. the guy seemed shaddy

858-499-0361

7 Report Long ago Unknown
I got a call from this number, and she left a message.  She was from the Registrar of Voters, and was asking me to volunteer for the election.  I had already signed up, so that is how they got a hold of my number.

858-499-0361

7 Report Long ago Unknown
Called at 7am, left no message...

858-499-0361

7 Report Long ago Unknown
Registrar of voters phone number!call-800-696-0136

858-499-0361

7 Report Long ago Unknown
Multiple calls from this number.  Leaves no message.  May be related to debt collection law firm.

951-582-4831

20 Report Long ago Unknown
f*** them indian half speaking english bi****s...telling me to pay them $529.00 and i started yelling at them saying i paid that dam loan and so im not about to pay you no $529 or 218 or nunthin i will see you in court and they hung up! this bs had me mad as hell for the simple fact they have all my info but they red dot on the forehead looking a** can kick rocks!! now...have a blessed day!! ;)

951-582-4831

20 Report Long ago Unknown
Just received a call from this number and demanded information.  They said they I received a loan (which I did but promptly paid back) and now I am being arrested for "fraud and stolen monies". Demanded to speak with a higher up and was transferred. As I clearly stated that I had no idea what they were speaking of and have proof of debts paid they laughed and hung up. I called back demanding to speak with whom I spoke with before and was transferred. The man started yelling loudly at me that I would be arrested and hung up on me. I called back about 4 times being hung up on with no greeting until they answered the phone again. Calmly I stated I want all of their information which they have withheld from me. The man giggled again and I asked him what he thought was funny. Told him all these foreigners need to quit calling me before I blow up their sh*t. They hung up. I hope these calls cease and it's nice to know I'm not the only one this is happening to.

951-582-4831

20 Report Long ago Unknown
Hello,I just wanted to say I to was a victim of this place of business being "First Attourney" which according to my phone records is based in California. The gentlemen called and stated he was with First Attourney and requested that I come forward with information for my lawyer, because as it was mentioned their was a lawsuit pending on me and my social security number, which didn't make a lot of sense at that point, so I told him I wouldnt provide any information and disconnected the call. He then called back about 30 sec later, which I let the call go to voicemail, he left a message and at the end of the call said "May god be with you" highly suggest if you get a call from this business 951-582-4831 to document everything that took place and call your local Law Enforcement to file a police report which I have done as well as filing a report/complaint via IC3 the government site http://www.ic3.gov

951-582-4831

20 Report Long ago Unknown
received a call again saying it was a legal matter and I needed to pay over phone....called my work # again... advised turning over to better business bureau...this happened before.

951-582-4831

20 Report Long ago Unknown
My mother just received a call from a Mark Williams at 1-951-582-4831 stating that she owed a payday loan place 2500 dollars. He harrased my mother then I called him and gave him a piece of my mind in which he told me over the phone that "HE IS A FRAUD". I almost laughed when he said that, just report this guy to the FBI so he doesn't scam anyone else.

951-582-4831

20 Report Long ago Unknown
I have gotten several calls at work.  "Mike Brown" has even spoke to two of my supervisors and told them it was a legal matter in regards to me providing fraudelant information about my employer.  This has gotten to the point of harrassment.

951-582-4831

20 Report Long ago Unknown
I just got a call from this number says I owed 1465.00 dollars for a loan from cash advance USA.... which doesnt exist still.... They said they was from Los Angeles, ca and the caller ID on my phone said Corona, CA.... They are threatening me with everything... But they have the wrong place of work. but everything else is right. I am reporting to FTC now, and thank god I just changed banks 2 days ago....lol Good luck everyone.

951-582-4831

20 Report Long ago Unknown
These people are SCAM ARTIST!!!!!!!!!! How do they get people's info. I guess they sit back and watch you apply for loans and so forth over the internet then get all of your info. And then send you harrassing phone calls. Something needs to be done. I am first going to call my attorney general then go from there. I urge everyone else to do so. I am also going to call there phone carrier.

951-582-4831

20 Report Long ago Unknown
Thank You for the FBI information.  It's good to have on hand :-)

951-582-4831

20 Report Long ago Unknown
The only thing you can do is report the calls to the FBI: www.ic3.gov and change your number to an unlisted one.The FBI came out with a press release last December regarding this extorion scam:http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710Sadly, the FBI does not have the money or manpower to go after these criminals. This fact was highlighted on a segment of "Dateline" the other day. The FBI does give some valuable tips on the press release as to how you can protect yourself, though.

951-582-4831

20 Report Long ago Unknown
I have also recieved a call from this so called attorney, Alfred Thomas saying I owed 300.00 to a Cash Advance which I have NEVER dealt with, threathening me with a lawsuit if I didn't pay the 300.00. Something needs to be done about this SCAM. Who can we contact to stop this ridiculous stuff as if life isn't hard enough.

951-582-4831

20 Report Long ago Unknown
Got call from Steven Johnson, with State Attorney Office saying I was being sued for a pay day loan that I supposedly defaulted on. I pulled my account up online, while on phone with "Mr. Johnson", who sounded just like the man that answered phone, and told him I had proof that no money was deposited to my account on that date. I am supposed to get a visit from the State Attorney Investigators on Tuesday to validate my claim of no money received. The caller ID showed that the call came from a Hansen Beverage 9521-582-4831.

951-582-4831

20 Report Long ago Unknown
I have received the same phone calls from "Travis Walker" who claims to work for the BS law firm of First State Attorney Firm in Los Angeles.  Mine started on Monday 8/01/2011.  The 951 area phone number is in Corona CA ~~ which is Riverside County.  I too was told that I had taken out a loan from 1 of the Many company's under the Parent Company ADVANCE CASH USA (Does Not Exsist). He could Not tell me which one since they work for the "parent company",nor could he give me a date other than May 2011.  He gave me the Seattle WA number of 206-299-3728 number which I was told to Fax information of a pre-paid card from the with $745.33 to settle the account.  If I did Not do that, the Sherrif would come to my work to arrest me for Fraud on Friday (8/05/2011).  When I asked his why my work and not my home, he stated because I used my work as collateral and the sherrif would talk to my payroll department personally to get the $2000+ out of my next check if I did not settle for the $700 amount.  When asked why they needed a pre-paid card and not a check or debit/credit number, he stated that it was for my protection.  When I told him that I had looked up the information he gave me & it was ALL coming up SCAM,he told me that it was not their fault that THEY had been a victim of Fraud!!  Not only was I Not arrested yesterday, but they had the nerve to call me yesterday late afternoon regarding a "time sensative manner" and attempted to call me this morning 4 times back to back (I hit ignore on the calls).  I too contacted and made a report to the FTC. They shared that these scammers have been around for a couple of years, they Always claim to have people arrested on Friday's, that they change their number approximately once a month, and that if ignored they will move on to a new "victim" soon.  Hang in there Everyone.... :-)

951-582-4831

20 Report Long ago Unknown
I just got the same call. The guy is saying that he's a lawyer. He asked me to verify the last 4 of my SS# and stated that after I did this, he will give me the information. How do I get these ppl to stop calling?

951-582-4831

20 Report Long ago Unknown
I just got the same call!  Threatened me with being arrested.  Has all my info...this guy claimed to be Attorney Travis Walker with First State Attorney's office located in Lost Angeles, CA....he tried to say that I had a loan with some b.s. company and that the EFT was returned and so they were filing against me and having me arrested if I didn't pay them by tomorrow.  I called my bank and they laughed and said that never happend (the EFT) and to open a new account.  Thanks for posting Ruth, I will also file a complaint with the FTC!

951-582-4831

20 Report Long ago Unknown
Got same type of calls. Claiming to be an attorney from First State Attorney's office. Has also used the number of 909-503-0681. Claiming for be Allen Smith from First State Attorney's office. Demanding that I pay them money for a prepaid debit card I never recv or applied for. Had all my info, address, ss#, bank info. Very threatening and scary. Stated going to have me arrested and fired from my job, because I can't prove I'm responsible for this debt. I have already filed a complaint with the Federal Trade Commission.

951-582-4831

20 Report Long ago Unknown
I was told to call the FBI 1-337-233-2164 and they will ask your name and the phone numbers that are calling you, so far i had to put a block on 3rd party callers and some how they still get through, but the FBI told me to give them there phone number and they will handle it for you..I was told by family members that they are now showing up at there home, family i don"t even talk to!!!! but they are to call the police...

951-582-4831

20 Report Long ago Unknown
I got a call from this number saying they are a law firm and that I have criminal charges pending against me! How do we get these people to stop calling?!?!?!

951-582-4831

20 Report Long ago Unknown
It is the India call center trying to take your money by saying they are a law firm-...sorry?They escaped from a Karachi prison for drug users and sexual deviants.Do not give them your money.

951-582-4831

20 Report Long ago Unknown
got are bank information, where we live and are social security.

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